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Just Energy review 2026: 52/100, the $175 cancel fee and every phone number

We scored Just Energy on public records only: state complaints, fines, its contract, its prices, its license and its BBB grade. No company can pay for its score.

Published 13 min readBy The Day Company review team · How we score
2 of 5PUCT complaint rating
$175 to cancelOn every plan it lists
Short answer

Just Energy is a licensed Texas electricity company with a weak public record. It scores 52 out of 100 (Poor) on our scorecard. The state rates it 2 of 5 for complaints, and it paid state penalties in 2019 and 2022. Every plan it listed on Power to Choose on Oct 15, 2026, carries a $175 cancel fee.

Just Energy at a glance52/100 · Poor
What we like
  • Licensed in Texas since 2002
  • Fact labels and terms in English and Spanish
  • Free autopay and more than 800 cash pay stations
  • Its terms describe a bill-help fund
What to watch
  • A $175 cancel fee, even on 3-month plans
  • Its only 12-month plan needs 1,000 kWh to earn a $125 credit
  • Binding arbitration and no class actions
  • Rated 2 of 5 by the state for complaints
  • Second-most slamming complaints in Texas, April to September 2026

Best for homes that use 1,000 to about 1,400 kWh every single month. Think twice if your usage dips in spring and fall, or if a salesperson signed you up at a store or your door: check your free-cancel date below first.

Already signed up, or about to?

Your first move depends on when you got Just Energy’s terms.

  1. Got them in the last few days? You may be able to cancel for $0.
  2. Use less than 1,000 kWh some months? Price your real usage first.
  3. Want a different company? Compare plans at your ZIP.
Check my free-cancel deadline →
What do you need right now?
Compare plans in my ZIP

The plan finder is run by a partner that may pay us if you sign up. No company can pay for its score, and Just Energy isn’t our partner.

Built on public data from the Public Utility Commission of Texas (PUCT), the Power to Choose plan export of Oct 15, 2026, Just Energy’s fact labels and terms of service, Canadian and U.S. court records, IGS Energy’s announcements and the BBB. Every source is listed at the bottom.

01 · The score

How does Just Energy score?

Just Energy earns 52 out of 100, which we rate “poor.” It gets full marks for price, but only because its one 12-month plan hits a low price at exactly 1,000 kWh. It loses most of its points on complaints, its contract and two state penalties.

Complaints to the state
10 / 25
BBB rating
2 / 5
Fines and penalties
8 / 20
Contract fairness
4 / 20
Price
20 / 20
Time in business
8 / 10
Score history
  • October 15, 2026: 52 at launch.

The 2019 penalty leaves our 10-year window in October 2029, worth 8 points back, and the 2022 penalty in August 2032. The state’s next complaint scorecard will include September 2026, Just Energy’s busiest complaint month this year. We re-score when new state data posts.

90–100 Excellent80–89 Very good70–79 Good60–69 FairUnder 60 Poor

That puts Just Energy near the bottom of the 25 Texas companies we’ve scored, tied with 4Change Energy and ahead of only Acacia Energy and Ambit.

How 52 compares with the other Texas companies we’ve scored
Just Energy
52

All 25 companies we’ve scored, with the same public-records formula and bars from zero. Scores for the 14 we reviewed first are as of October 13 to 14, 2026; the 11 added October 16 are as of October 15 to 16, 2026. See every Texas score side by side.

Why you can trust this score. Just Energy can’t pay for its score, and neither can anyone else. Every point comes from public records, and every company gets the same formula. See how we score.
See the evidence behind every point
Just Energy score evidence
CategoryPointsEvidence
Complaints to the state10 / 252 of 5 on the PUCT complaint scorecard (“Higher than Average Rate of Complaints”), March 1 to August 31, 2026
BBB rating2 / 5C+, not BBB accredited, per the BBB’s own listing on Oct 15, 2026
Fines and penalties8 / 20Two PUCT penalties in 10 years: $475,000 in 2019 (Docket 49688, shared with Amigo and Tara, counted in full) and $60,000 in 2022 (Docket 53285). No Texas Attorney General action found.
Contract fairness4 / 20$175 cancel fee (3 of 5); binding arbitration and a class-action waiver (0 of 4); three extra fees (1 of 4); no simple 12-month plan on Power to Choose (0 of 4); no free-cancel window beyond the legal 3 days (0 of 3)
Price20 / 20Smart Choice - 12, its only 12-month plan, averages 10.85¢ at 1,000 kWh across Dallas and Houston, 68% of EIA’s 15.88¢ Texas average for July 2026. It’s a bill-credit plan; see the 999 kWh trap below.
Time in business8 / 10PUCT certificate 10052 granted August 14, 2002 (6 points); its terms describe a bill-help fund (2 points); no published audited financials found (0)

The PUCT scorecard prints a different “date licensed” for Just Energy, September 25, 2020. We used the date on its state certificate, 2002. With the 2020 date, the score would be 48, still Poor.

Just Energy quick facts

Just Energy quick facts
Legal nameJust Energy Texas LP, PUCT certificate 10052
OwnerIGS Energy, since July 1, 2025
Licensed in TexasSince August 14, 2002
Plans on Power to Choose5 in Dallas and 5 in Houston
Contract lengths3, 12, 24 or 60 months
Cancel fee$175 on every listed plan
Renewable energy22% on Smart Choice - 12, per its fact label
Customer service1-866-587-8674, Mon–Fri 8 a.m.–7 p.m., Sat 9 a.m.–6 p.m. CT

Next: the right phone number for each job →

02 · Contact

What is Just Energy’s phone number?

Call 1-866-587-8674 for bills, plans and moving. Just Energy’s fact labels and terms list it, with hours of 8 a.m. to 7 p.m. on weekdays and 9 a.m. to 6 p.m. on Saturdays, Central time. Other jobs have their own numbers.

Just Energy customer serviceBills, plans, payments and moving · in Houston, 713-850-6790
1-866-587-8674
Just Energy phone numbers by purpose
What you needNumber or addressWhere it’s listed
Cancel within 3 business days1-844-784-6256 or help@justenergy.comTerms of service
Pay by phone, 24/7 (automated)866-268-1975Billing page
Sign up from Power to Choose(866) 327-0150Plan listings
EmailCustomerSupport@JustEnergy.comFact labels
MailP.O. Box 460008, Houston, TX 77056Terms of service

The top of Just Energy’s terms prints 1.888.587.8674, but its fact labels, its contact page in the same terms and the PUCT’s record all use 866-587-8674. We list the 866 number.

Power out? Call the company that owns your lines

Oncor (Dallas–Fort Worth)1-888-313-4747
CenterPoint (Houston)713-207-2222 or 800-332-7143
AEP Texas and TNMPAEP 1-866-223-8508 · TNMP 1-888-866-7456

These outage numbers come from Just Energy’s own terms. Paying by card or bank account? Just Energy’s billing page says it can refuse those methods after two returned or reversed payments in four months, so keep the cash pay stations in mind.

03 · Cancel

What would it cost to leave Just Energy?

It depends on the calendar. If you switched to Just Energy, its terms let you cancel for free until midnight on the third federal business day after you got your contract. After that, leaving early costs $175 on every plan it lists.

Find my free-cancel deadlineBased on Just Energy’s terms
How did you start service?

Federal business days skip weekends and federal holidays. Your contract’s own wording governs, so check it. This isn’t legal advice, and we don’t save what you enter.

See plans that fit my usage

Partner toolWe may earn a fee if you sign up. It never changes our scores.

Other ways out without the fee: moving out, if you show proof of the move, and changes the company makes to your contract terms, which come with their own notice. Just Energy’s terms also say a customer who leaves gets a final bill, and the $175 fee is per meter.

04 · The 999 kWh trap

Why can using 1 kWh less cost $125 more?

Because of a bill credit. Smart Choice - 12, Just Energy’s only 12-month plan, takes $125 off any bill of 1,000 kWh or more. Use 999 kWh and you lose the whole credit. In Dallas, that month costs $242.49 instead of $117.73.

Dallas monthly bill: Smart Choice - 12 vs. Just Energy’s own single-rate plan
Smart Choice - 12 (bill credit)Basics PTC - 24 (single rate)
500 kWh a month
Credit plan
$123.40
Single-rate plan
$79.40
999 kWh a month
Credit plan
$242.49
Single-rate plan
$154.58
1,000 kWh a month
Credit plan
$117.73
Single-rate plan
$154.73
2,000 kWh a month
Credit plan
$356.41
Single-rate plan
$305.41

Our math from Just Energy’s Dallas fact labels of Oct 15, 2026: energy charges of 17¢ and 8.2¢ per kWh, plus Oncor delivery of 6.8673¢ per kWh and $4.06 a month, before taxes. Smart Choice adds a $4.99 fee in months under 400 kWh. Bars start at zero.

Price Smart Choice at your usageFrom its fact labels
Your city

Before taxes. Smart Choice - 12 and Basics PTC - 24 prices come from Just Energy’s fact labels, with delivery at Oncor’s and CenterPoint’s current rates. Your first and last bills may miss the credit, its fact label says.

See plans that fit my usage

Partner toolWe may earn a fee if you sign up. It never changes our scores.

When does Smart Choice win? Only from 1,000 kWh up to about 1,420 kWh a month in Dallas, or about 1,810 kWh in Houston. Below 1,000 kWh, or above those levels, Just Energy’s own single-rate plan costs less. Spring and fall months are when most Texas homes dip under 1,000.

05 · Plans and prices

What does Just Energy charge in 2026?

Just Energy listed 5 home plans each in Dallas and Houston on Power to Choose on Oct 15, 2026. At 1,000 kWh they run from 9.9¢ to 15.5¢ per kWh, delivery included. All five charge $175 to cancel.

Words to knowkWh: the unit your power use is measured in.Fact label: the official price sheet every plan must publish.Bill credit: money off only when you use enough.Bundle: a plan with an add-on and a setup fee.
Just Energy plans for Dallas (Oncor), Power to Choose, October 15, 2026
Plan500 kWh1,000 kWh2,000 kWhTermCancel fee
Smart Choice - 12Bill credit$125 credit at 1,000+ kWh; $4.99 fee under 400 kWh24.7¢11.8¢about $118/mo17.8¢12 mo$175
Basics PTC - 24Single rateOne energy rate, no base charge15.9¢15.5¢about $155/mo15.3¢24 mo$175
Basics PTC - 60Single rateSame price, locked for 5 years15.9¢15.5¢about $155/mo15.3¢60 mo$175
Sustainable Living Bundle - 3Bundle$49.99 setup fee and a carbon offset11.1¢10.3¢about $103/mo9.9¢3 mo$175
Sustainable Days Bundle - 3Free daysFree energy 9 a.m. to 4 p.m. daily; $49.99 setup11.1¢10.3¢about $103/mo9.9¢3 mo$175

Fact-label prices per kWh on Power to Choose, Oct 15, 2026, delivery included, before taxes. The bundles’ shown prices fold in only one-twelfth of the $49.99 setup fee, even on a 3-month plan. Spread over 3 months, the 1,000 kWh price would be about 11.5¢ in Dallas, by our math.

What’s the 60-month plan? Basics PTC - 60 locks the same single rate as the 24-month plan for five years. The $175 fee still applies if you leave early, and a lot can change in five years: a move, solar panels or a better price.

06 · Before you sign

Before you sign up

Checked Oct 15, 2026: every Just Energy plan listed on Power to Choose carried a $175 cancel fee, from its 3-month bundles to its 60-month plan.

Prices change, so check the whole market at your address before you commit to a $175 cancel fee.

Compare electricity plansPartner tool

Enter your ZIP to see plans at your address. You can sign up right here.

Partner toolPlans and sign-up in this tool are provided by our partner, Blitz Ventures Inc., a broker registered with the Public Utility Commission of Texas (BR200046). If you sign up, it pays us. You don’t pay more, and it never changes our scores.

07 · Complaints

How many complaints does Just Energy get?

Texans filed 160 complaints about Just Energy with the PUCT from April through September 2026, the fourth most of any electricity company in the state. For its size, the state rates it 2 of 5, “Higher than Average Rate of Complaints.”

Just Energy complaints filed with the PUCT, April 1 to September 30, 2026
Billing
63
Starting service
41
Switched without OK
29
Shutoffs
24
Surprise charges
3

The PUCT’s names: billing, provision of service, slamming (switching your provider without permission), discontinuance and cramming (unauthorized charges). These are complaints filed, not findings against the company. Source: PUCT Customer Complaint Statistics, Oct 15, 2026.

Second in Texas for slamming complaintsApril to September 2026

29 of its 160 complaints were filed as slamming, behind only TXU’s 32. That’s 18% of its complaints, compared with 11% for TXU and 7% for Reliant.

BBB: C+, not accreditedBBB of Greater Houston and South Texas

The BBB lists Just Energy Group, Inc. in Houston with a C+ grade. Customer reviews don’t count toward the BBB’s letter grade.

Complaints to the PUCT by month, 2026
Jan
15
Feb
20
Mar
25
Apr
23
May
20
Jun
23
Jul
21
Aug
26
Sep
47

PUCT company complaint graphs for Just Energy Texas LP. September’s 47 is more than double its January-to-August average of about 22. Bars start at zero.

The state’s current rating covers March through August, so September isn’t in it yet. We won’t guess the next rating; we’ll update this page when the state posts it. Want the full table? See complaints for every Texas electricity company.

08 · Regulatory record

Has Just Energy been fined?

Yes, twice in the last 10 years. In 2019, it shared a $475,000 state penalty with its sister brands, plus $225,000 for bill help. In 2022, it paid $60,000 over contract language about arbitration.

  1. The PUCT grants retail electric provider certificate 10052.
  2. The PUCT approves a $475,000 combined penalty for Just Energy, Amigo Energy and Tara Energy (Docket 49688), plus $225,000 for bill-help programs. The case involved switch holds released late in 2014 and a 2013 low-income discount problem. The companies acknowledged the basis for the alleged violations.
  3. After Winter Storm Uri left it with about $250 million in storm charges, the parent company files for creditor protection in Canada, plus Chapter 15 in Houston.
  4. A $60,000 PUCT penalty (Docket 53285): its 2014–2020 terms said it could require binding arbitration. The order notes it never actually required any home customer to arbitrate, and the settlement admits no wrongdoing.
  5. The sale to its lenders closes, and the company leaves creditor protection. Old shareholders got nothing.
  6. IGS Energy of Ohio completes its purchase of Just Energy.
  7. The PUCT’s scorecard rates Just Energy 2 of 5 for March to August 2026.

How we checked: we searched the PUCT’s case files under every Just Energy name and found no other penalty cases in the last 10 years. A 2014 penalty of $164,000 is older than our window. We found no Texas Attorney General action. Elsewhere, Massachusetts reached a $4 million agreement with Just Energy in 2014, in which the company denied wrongdoing; out-of-state matters don’t count toward a Texas score.

09 · Who owns it

Who owns Just Energy, and are Amigo and Tara the same company?

IGS Energy, a private company from Dublin, Ohio, has owned Just Energy since July 1, 2025. Amigo Energy and Tara Energy belong to the same group, and on Power to Choose the three list the same prices under different plan names.

One parent, three brands, the same plans on Power to Choose, October 15, 2026
Just EnergyAmigo EnergyTara EnergyDallas / Houston at 1,000 kWh
Smart Choice - 12Power Perks - 12Value Choice - 1211.8¢ / 9.9¢
Basics PTC - 24Basics PTC - 24Basics PTC - 2415.5¢ / 15.5¢
Basics PTC - 60Basics PTC - 36Basics PTC - 3615.5¢ / 15.5¢
Sustainable Living Bundle - 3Sustainable Lifestyle - 3Sustainable Home Bundle - 310.3¢ / 10.5¢

Each brand’s 12-month plan carries the same $125 credit at 1,000 kWh and the same $175 cancel fee. The state rates Just Energy and Amigo 2 of 5 and Tara 3 of 5. One more detail: Just Energy’s own terms define “Just Energy” as Fulcrum Retail Energy LLC, the company that holds Amigo’s license, so check the name on any contract you sign.

Before IGS, the company went through Canada’s creditor-protection process after Winter Storm Uri. A Canadian court record says Texas made up about 47% of its margin at the time. Your plan doesn’t end if your provider changes hands, and Just Energy’s terms let it assign a contract to another provider without your consent. Our Amigo Energy review covers the sister brand.

10 · Fees and contract

What fees does Just Energy charge?

Beyond the $175 cancel fee, its terms list a $25 disconnect-notice fee, a $25 disconnection fee and a $4.99 charge in months under 400 kWh. Late payments add 5%.

Just Energy fees from its terms and fact labels
FeeAmountWhen it applies
Early cancellation$175Every plan on Power to Choose, per meter
Minimum usage$4.99Smart Choice - 12, months under 400 kWh
Disconnect noticeUp to $25Each time it sends a disconnection notice
DisconnectionUp to $25If your service is shut off for nonpayment
Late payment5%On the past-due balance
Returned paymentUp to $25Each payment that bounces
In your favorFrom its terms and website
  • Three notices before a fixed plan ends, the last at least 14 days out
  • After a contract ends, a month-to-month plan you can leave with no fee
  • Deposit waivers for customers 65 and older who are current, and for victims of family violence
  • Spanish fact labels and terms for every listed plan
Watch out forFrom its terms of service
  • Binding arbitration or small claims court, and no class actions
  • If its suppliers declare force majeure, it may bill a market price or suspend the contract
  • Time-of-use customers who add solar can be moved to a variable plan
  • Your first and last bills may miss the $125 credit

The 2022 penalty was about terms that said Just Energy could require arbitration. Today’s terms describe arbitration as your choice against small claims court, and they still waive class actions. Read section 19 of the terms before you sign.

Keep readingHow to switch electricity companies without a gap
11 · Store and door sales

Signed up at a store or at your door?

You still have rights. Texas rules give anyone who switches providers 3 federal business days to cancel for free after getting the terms, however the sale happened. And a seller at your door must wear an ID badge showing the company’s PUCT certificate number.

  1. 1
    Find your paperwork

    You should get the terms of service, the fact label and a “Your Rights as a Customer” sheet. The date you got them starts your 3-day clock.

  2. 2
    Cancel in writing if you’re inside 3 days

    Email help@justenergy.com or call 1-844-784-6256, the cancel line in its terms. Write down the date, time and name of the person you talk to.

  3. 3
    Switched without your OK?

    That’s called slamming. Call Just Energy first, then file a free complaint with the PUCT at 1-888-782-8477 if it isn’t fixed.

  4. 4
    Check the license number

    Just Energy’s PUCT certificate is 10052. Amigo’s is 10081 and Tara’s is 10051.

Out of the 3-day window? Use the deadline tool above to see what leaving costs, and our guide to filing a complaint walks through the PUCT’s form.

12 · Compare

Thinking about Reliant instead?

Reliant outscores Just Energy 62 to 52 on our scorecard. Reliant does better on complaints (20 of 25 vs. 10) and its contract (15 of 20 vs. 4). Just Energy does better on fines (8 vs. 0) and price (20 vs. 16).

Keep readingRead our full Reliant Energy reviewKeep readingSee every Texas company we’ve scored
13 · Questions

Just Energy questions, answered

Short answers from state records and Just Energy’s own documents.

Is Just Energy a legit company?

Yes, it’s a licensed Texas electricity provider, PUCT certificate 10052, but its record is weak. It scores 52 out of 100 on our public-records scorecard. The state rates it 2 of 5 for complaints, the BBB gives it a C+, and it paid state penalties in 2019 and 2022.

How much is the Just Energy cancellation fee?

$175 per meter on every plan it listed on Power to Choose on Oct 15, 2026, from its 3-month bundles to its 60-month plan. You can avoid it by canceling within 3 federal business days after getting your contract, if you switched, or by moving and showing proof.

What company owns Just Energy?

IGS Energy, based in Dublin, Ohio, bought Just Energy on July 1, 2025, and the PUCT approved the change that September. Before that, a group of its lenders owned it after a 2021 restructuring.

What is Just Energy’s phone number?

Customer service is 1-866-587-8674, Monday to Friday 8 a.m. to 7 p.m. and Saturday 9 a.m. to 6 p.m. Central. To cancel within your first 3 business days, its terms list 1-844-784-6256. For an outage, call your utility, not Just Energy.

Can I cancel Just Energy for free?

If you switched to Just Energy, its terms let you cancel without a fee until midnight on the third federal business day after you got the contract. After that, the fee is $175, unless you move and show proof or the company changes your terms.

Did Just Energy go bankrupt?

Its parent filed for creditor protection in Canada on March 9, 2021, after about $250 million in Winter Storm Uri charges, plus a Chapter 15 case in Houston. It came out on Dec 19, 2022, after a sale to its lenders, and kept serving customers.

Are Amigo Energy and Tara Energy part of Just Energy?

Yes. All three belong to the Just Energy group, now owned by IGS Energy. On Power to Choose, they list the same prices, the same $125 bill credit and the same $175 cancel fee under different plan names.

What is Just Energy’s cheapest plan, and what’s the catch?

At 1,000 kWh, the 3-month bundles and Smart Choice - 12 look cheapest. The bundles carry a $49.99 setup fee. Smart Choice only hits 11.8¢ in Dallas when you use 1,000 kWh or more; at 999 kWh, the same month costs about $125 more.

How many complaints does Just Energy get?

160 PUCT complaints from April through September 2026, fourth most in Texas, with 29 filed as slamming. It had 47 complaints in September 2026 alone. The state’s complaint rating for March to August 2026 is 2 of 5.

Does Just Energy really have a 5-year plan?

Yes. Basics PTC - 60 was listed on Power to Choose on Oct 15, 2026, at 15.5¢ per kWh at 1,000 kWh, the same price as its 24-month plan. Leaving early costs $175.

What happens when my Just Energy contract ends?

Its terms promise three expiration notices, the last at least 14 days before the end. If you don’t pick a new plan, you move to a month-to-month plan, which you can leave without a cancel fee.

Which is better, Reliant or Just Energy?

By our scorecard, Reliant: 62 vs. 52. Reliant has fewer complaints for its size and a fairer contract. Just Energy scores better on fines and on price at exactly 1,000 kWh. Compare both at your own usage before you choose.

14 · Where to next

What do you want to do next?

Every Texas guide, by topic

Browse every guide on the Texas hub. Or see every state's average price on our price map.

15 · Sources

Sources and updates

Where every number on this page comes from. All read October 15, 2026, unless noted.

Show all 16 sources
  • PUCT, Retail Electric Provider directory and report for Just Energy Texas LP: certificate 10052, granted August 14, 2002, and its trade names.
  • PUCT, Retail Electric Provider Complaint Scorecard, September 2026 edition (March 1 to August 31, 2026).
  • PUCT, Customer Complaint Statistics (April 1 to September 30, 2026) and the company’s monthly complaint graphs.
  • PUCT Docket 49688, final order (Oct. 16, 2019) and settlement.
  • PUCT Docket 53285, order (Aug. 4, 2022), and Docket 42375 (2014), outside our window.
  • Just Energy, Smart Choice - 12 and other fact labels for Oncor and CenterPoint (Oct. 15, 2026), and its Your Rights as a Customer sheet.
  • Just Energy, Texas residential terms of service, version of July 14, 2026: cancel rights, fees, arbitration, force majeure, assignment and contact numbers.
  • Just Energy, Texas billing and payment page (Internet Archive copy, Feb. 24, 2026) and Texas plans page (Sept. 16, 2026).
  • Public Utility Commission of Texas, Power to Choose plan export and listings for ZIPs 75201 and 77002, Oct. 15, 2026.
  • Ontario Superior Court of Justice, Re Just Energy Corp., 2021 ONSC 1793 (March 9, 2021), posted by the court-appointed monitor.
  • U.S. Bankruptcy Court, Southern District of Texas, Chapter 15 Case No. 21-30823, and the 2022 approval and vesting order on the monitor’s site.
  • Just Energy Group, Dec. 19, 2022 release on closing the sale and leaving creditor protection.
  • IGS Energy, July 1, 2025 announcement, and PUCT Docket 58385 approval (Sept. 18, 2025).
  • Massachusetts Attorney General, assurance of discontinuance with Just Energy Group (effective Dec. 31, 2014).
  • Better Business Bureau listing for Just Energy Group, Inc., Houston: C+, not accredited.
  • U.S. Energy Information Administration, Electric Power Monthly, Table 5.6.A: Texas residential average of 15.88¢ per kWh, July 2026.
Changelog · last updated October 15, 2026 · 1 update
  • October 15, 2026 (v1.0): Review published with a score of 52/100, every phone number by purpose, a free-cancel deadline tool, a bill calculator for the 999 kWh trap, all Power to Choose plans, complaints, penalties and ownership.

How to cite: The Day Company review team, “Just Energy review 2026: 52/100, the $175 cancel fee and every phone number,” The Day Company, updated October 15, 2026. https://theday.company/tx/just-energy-reviews

Scores, prices and complaint data are as of October 15, 2026, and they change. Check a plan’s current fact label and terms before you sign. Bill estimates aren’t quotes or offers; see our Terms of Service. This review is general information, not legal or financial advice. Lawsuits and complaints are allegations unless a court or regulator decided them. Company names are trademarks of their owners.