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XOOM Energy reviews in Pennsylvania: 78/100 and a $110 or $0 exit fee

The same 12-month XOOM plan costs $110 to leave in PPL's area and $0 in PECO's. Here is the public record, the contract in plain words, and a free test of what leaving would cost you.

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Published 15 min readBy The Day Company review team · How we verify figures
$110 or $0Exit fee on the same plan
Under 5State complaints in 2024
Short answer

XOOM Energy scores 78 out of 100 (Good) in Pennsylvania. Its record is clean, but leaving a plan early can cost you. The same 12-month plan has a $110 exit fee in PPL's area and a $0 fee in PECO's.

On Oct 16, 2026, XOOM listed no home offer on PA Power Switch, the state's shopping site, so you could not compare it there. XOOM's own price sheets put its 12-month price above the utility's price to compare in seven of eight areas. It fits shoppers who compare first and plan to stay the full term. Already a customer? Find your price, end date and exit fee, then run the free test below.

XOOM Energy at a glance78/100 · Good
What we like
  • No Pennsylvania fine or penalty found in the last 10 years
  • Fewer than 5 PUC complaints in 2024, with 12,172 homes served
  • A+ grade from the Better Business Bureau, accredited (read Oct 16, 2026)
  • Licensed here since 2012 and owned by NRG, which has audited books
  • Offers to cover up to $150 of your old supplier's exit fee
What to watch
  • $110 to leave the 12-month plan in seven of eight areas
  • 12-month prices above the price to compare in seven of eight areas on Oct 16
  • Its own variable price ran about 20% to 40% above the price to compare in October
  • Disputes go to arbitration, with no class actions and a hearing in Massachusetts
  • Not on PA Power Switch on Oct 16, so you could not compare it there

Best for shoppers who want a fixed price from a large, audited company and will check it against the price to compare first. Skip it you want the lowest rate, or you might switch before your plan's last month and would owe a $110 fee.

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A partner runs the plan finder. If you sign up, it may pay us a fee, and that never moves a rating or a score.

Most Pennsylvania utilities will reset their price to compare on December 1, 2026. Check the new number before you decide if XOOM's price is a good one.
78/100Pennsylvania score (Good)
$110 or $0Exit fee on the same plan
Under 5State complaints in 2024
0Home offers on PA Power Switch, Oct 16

Built on public data from the Pennsylvania Public Utility Commission (complaint reports and license records), XOOM's own contract papers and price sheets, NRG Energy's filings with the SEC, the Better Business Bureau and the U.S. Energy Information Administration.

01 · Exit-fee test

How much does it cost to leave XOOM Energy?

The box at the top shows every home plan XOOM has on the state's shopping site today. The form under it starts with sample numbers. Change three to match your plan: your price per kWh, the months you have left and your exit fee. It then says whether to leave now or wait for the free last month.

XOOM exit-fee test

What XOOM lists today

Reading the state's offer lists for all eight utility areas...

What would leaving cost you?

Your bill names your utility.
Picking a plan fills in XOOM's price and fee below.
Count your next bill as 1. Your XOOM account or contract shows the end date.
Your bill shows it. 1,000 is filled in so you can see how the test works.
From XOOM's own price sheets. If your bill shows a different price, type it.
Your contract lists it. Type 0 if it lists none.
This is your utility's price to compare, the price you pay with no supplier. Type another price to test an offer.

Prices as of October 20, 2026 (offer lists and prices to compare). XOOM's own prices and fees come from its price sheets, last updated September 1, 2026.

This is an estimate, not a bill. It compares the energy price only, because delivery and taxes stay the same. XOOM's prices and fees come from its own price sheets, last updated September 1, 2026. Type the numbers from your own contract if they differ.

02 · Cancel fee

Does XOOM Energy have a cancellation fee?

On most plans, yes. XOOM charges $110 to leave its 12-month fixed plan early in seven of its eight Pennsylvania areas. In PECO's area the same plan lists $0.

PPL area$110 exit fee

XOOM's 12-month contract for PPL homes sets 14.39¢ per kWh for 12 bills. Leave early and the fee is $110.

PECO area$0 exit fee

XOOM's 12-month contract for PECO homes sets 13.49¢ per kWh for 12 bills. The words match, and the fee is $0.

The two contracts use the same words. Only the price and the dollar fee change, and XOOM's papers do not say why. The fee is also $110 in the other six areas. The 6-month plan lists $55 and the 24-month plan lists $200, except in PECO's area, where both list $0.

XOOM's standard fixed plans by utility area (XOOM's own price sheets, last updated Sept 1, 2026)
Utility area12-month priceExit fee, 12 monthsPrice to compare today
PPL14.39¢$11013.079¢
PECO13.49¢$011.759¢
Duquesne Light16.99¢$11014.140¢
Met-Ed13.89¢$11013.951¢
Penelec14.09¢$11013.142¢
Penn Power14.79¢$11013.477¢
West Penn Power13.09¢$11012.075¢
UGI Utilities14.29¢$11012.615¢

When the fee stops

Leaving is free in four cases.

  • In the last month of a fixed plan. XOOM's paper says there is no fee if you cancel after the second renewal notice and before the plan ends. State rules say that notice must come at least 30 days before the end.
  • On a month-to-month plan. XOOM says there is no fee "during the variable price portion of any contract."
  • In PECO's area, on 12-month plans. XOOM's PECO papers list $0, with one exception. One of the three files for its pet-charity plan lists $110, and the other two list $0. Check your own contract.
  • If XOOM chooses to skip it. The contract says, "We may decide not to collect applicable fees."

Is leaving early worth the fee?

Compare two numbers: the fee, and what you save each month. Say you live in PPL's area. XOOM costs 14.39¢ and the price to compare is 13.079¢, the Oct 16, 2026 price. The gap is 1.311¢ per kWh. At 1,000 kWh that is $13.11 a month, so the $110 fee equals 8.4 months of savings.

XOOM says cancelling can take up to 30 days, so your first bill after you cancel is still at XOOM's price. That means leaving now pays off only with 10 or more months left. With fewer months left, wait for the free last month. The test above runs this math with your numbers.

03 · Is it legit?

Is XOOM Energy legit? The record behind the score

Yes, by the public record. XOOM is a licensed Pennsylvania supplier. We found no Pennsylvania fines against it, it draws few complaints, and the BBB grades it A+. Its weak points are price and contract terms. Together that is 78 points out of 100, which is Good on our scale.

The score adds six parts. Here is what XOOM earned in each, and why.

XOOM Energy score evidence, as of October 16, 2026
CategoryPointsEvidence
Complaints to the state25 / 25Under 5 complaints on the PUC's 2024 list. XOOM served 12,172 Pennsylvania homes (EIA, 2024), so even 4 complaints is at most 3.3 per 10,000 homes. Anything under 5 per 10,000 earns the full 25.
BBB rating5 / 5A+ and accredited, read on October 16, 2026. An A or A+ earns the full 5.
Fines and penalties20 / 20No PUC penalty or settlement and no Attorney General action found against XOOM in Pennsylvania in the last 10 years, so it keeps all 20. Other states are further down, reported but not scored.
Contract fairness13 / 20The higher exit fee, $110, is under the $150 line and earns 5 of 5. Arbitration with a class-action waiver earns 0 of 4. No extra fees found earns 4 of 4. A simple fixed plan earns 4 of 4. No free-cancel window beyond the 3 business days the law gives earns 0 of 3.
Price9 / 20XOOM's own 12-month price was 14.39¢ in PPL's area (110.0% of the October 16 price to compare) and 13.49¢ in PECO's (114.7%). The average, 112.4%, loses half a point for each percent above 90.
Time in business6 / 10Licensed 14.2 years earns 4 points, and an audited parent (NRG) earns 2. We found no XOOM bill-help program.

Complaints to the PUC, year by year

Complaints about XOOM filed with the PUC, by year
2017
24
2018
42
2019
15
2020
8
2021
0
2022
6
2023
5
2024
Under 5

The PUC names suppliers with fewer than five complaints but gives no count, so 2024 shows the most it could be. The PUC says counts are not adjusted for size, include payment-plan requests and are not findings of wrongdoing. We have no home counts for the early years.

License, BBB and fines

  • The PUC licensed XOOM Energy Pennsylvania, LLC on July 20, 2012 (license A-2012-2283821). Its docket shows filings through August 2026.
  • Our team read the BBB profile on Oct 16, 2026: grade A+, accredited.
  • We found no PUC penalty, settlement or Attorney General action naming XOOM in Pennsylvania since 2016.
  • We do not use star ratings from review sites in the score, because we cannot check who wrote them. State records come first.
04 · The contract

What does the XOOM contract say?

These are the terms that matter, from XOOM's own Pennsylvania contract for a 12-month fixed plan in PPL's area (file last updated September 1, 2026). Your contract controls, so read yours.

XOOM's Pennsylvania contract in plain words
TermWhat it says
PriceA fixed 14.39¢ per kWh "for your first 12 bills." It covers the energy, transmission and the state Gross Receipts Tax. Your utility's delivery charges are extra.
SavingsXOOM says "savings are not guaranteed" and its price "may be higher than the supply rate charged by the utility."
Exit fee$110 in the PPL contract and $0 in the PECO one. None after the second renewal notice or during a variable period.
Right to cancel3 business days after you get the welcome papers, by phone or email. The contract is "not binding" until that period ends. State rules do not allow a waiver.
RenewalIf you do nothing, service "will continue at the price and contract duration indicated in the second notice."
XOOM can cancelIt may end the contract for any reason with 30 days' written notice, and you pay no fee.
Price changesIf a law, rule or tariff changes, XOOM may change the contract, price included, with 30 days' written notice.
LeavingCancelling "may take up to 30 calendar days." You "may forfeit some of the rewards," such as the airline miles on some plans.
DisputesBinding arbitration and no class actions. The hearing is "in Massachusetts." Small claims court in Pennsylvania is allowed.
Bill errorsReport them within 90 days or you give up the right to dispute them "to the extent permitted by law."
SolarWith a net meter, "you will no longer receive energy credits from your utility." XOOM "is not responsible for paying any net metering credits."
Switching inXOOM's website says it will cover up to $150 of your old supplier's exit fee. You must be a new home customer on a fixed plan of 12 months or more and claim within 90 days.

XOOM also files a month-to-month plan with an introductory price of 13.59¢ for your first 2 bills in PPL's area. After that the price starts at 13.59¢ and "can change each month." The sheet says, "We will not provide advance notice of any price changes." It has no exit fee.

05 · When it ends

What happens when your XOOM plan ends?

XOOM must warn you twice before a fixed plan ends. If you ignore both notices, your plan rolls into a new price.

  1. 45 to 60 days before the endXOOM sends the first notice. It must say whether there is an exit fee and how to avoid it.
  2. 30 days before the endXOOM sends the options notice with the new price. From the day you get it, leaving is free.
  3. Until the end dateSwitch or cancel with no exit fee.
  4. After the end dateIf you did nothing, service continues at the price in the second notice.

State rules block one trap. A fixed plan that renews because you did not answer must become a month-to-month plan with no cancel fee, or a new fixed plan you can leave at any time with no fee (52 Pa. Code § 54.10). If the plan went month to month, XOOM must tell you at least 30 days before a later price change.

The price is still the risk. XOOM's own table of past variable prices shows what a rollover can cost. In October 2026 it listed 17.0¢ per kWh in PPL's area and 16.5¢ in PECO's. On October 16 those were 30% and 40% above the utilities' prices to compare.

XOOM's own variable price next to the price to compare, October 2026 (cents per kWh)
PPL area, XOOM variable
17.0¢
PPL area, price to compare
13.079¢
PECO area, XOOM variable
16.5¢
PECO area, price to compare
11.759¢

XOOM's table lists 16.1¢ to 18.6¢ across its eight areas for October 2026. It says, "Historical pricing is not indicative of present or future pricing." Your own bill shows your price.

06 · Who owns it

Who owns XOOM Energy?

NRG Energy owns XOOM. NRG bought it on June 1, 2018 for about $213 million, according to NRG's 2019 annual report. NRG's shares trade on the New York Stock Exchange, and KPMG audits its books.

NRG's 2025 annual report lists more retail brands under the same roof. Three have Texas reviews on this site: Reliant (Texas review), Green Mountain Energy (Texas review) and Direct Energy (Texas review). Texas scores use Texas records, so they do not carry over to Pennsylvania.

In Pennsylvania we score NRG's brands the same way we score XOOM.

NRG's Pennsylvania brands (points out of 100, our public-records method)
XOOM Energy
78
Direct Energy
78
NRG Home
66
Green Mountain Energy
62

The PUC approved settlements with NRG Home (Reliant Energy Northeast LLC) in 2021, with a $175,000 penalty, and with Green Mountain in 2022, with a $156,000 penalty. Both cases began with complaints of customers switched without their permission. The PUC's releases call the claims allegations. We found no such case for XOOM.

07 · Other states

What have other states said about XOOM?

Our score counts only Pennsylvania actions. These came from other states and a federal court. They are reported, not scored. We quote NRG's own words from its filings, and we call anything undecided an allegation.

Actions and a lawsuit outside Pennsylvania, as NRG reports them
WhereWhat was reportedWhere it stands
OhioIn June 2021 the state's utility commission raised concerns about XOOM's sales and sign-up rules. XOOM did not admit wrongdoing.Approved April 17, 2024: a $120,000 penalty, $100,000 for bill help, refunds and new checks on sign-ups.
ConnecticutA March 2023 notice alleged XOOM broke a 2021 ban on cancellation fees for homes. NRG says XOOM used fee language in some materials but did not charge or collect such fees.Approved June 29, 2023: $1.5 million toward hardship customers' overdue bills, plus $75 bill credits.
New YorkIn January 2024 the state notified eight NRG sellers, XOOM among them, of alleged non-compliance. One claim is that they did not move existing home customers to three new kinds of products.NRG says it is responding. Not resolved.
Federal court, New YorkMirkin v. XOOM Energy (filed 2019) alleges XOOM broke its contract by not setting variable prices on its real and estimated supply costs.The court made it a class action, then excluded both damages reports. It is deciding if the class stands. No trial date.

None of this decides how XOOM treats Pennsylvania customers. It does show what other regulators looked at, and the variable price case is worth knowing about if you were ever on XOOM's variable plan.

08 · Cancel or complain

How do I cancel XOOM Energy, or file a complaint?

  1. 1
    Find your price, end date and fee.

    Check your welcome papers or XOOM account, or call XOOM at 1-888-997-8979. You can also email customercare@xoomenergy.com. Ask for the answers in writing.

  2. 2
    Pick your date.

    Use the test above. In the last month of a fixed plan, leaving is free.

  3. 3
    Start the switch.

    Choose a new supplier on PA Power Switch, or go back to your utility, which PA Power Switch says costs nothing. Or tell XOOM to cancel. It asks your utility to end its service, and that can take up to 30 calendar days.

  4. 4
    Keep a record.

    Write down the date, the time and the name of the person you spoke with. Save every email.

  5. 5
    Check your next two bills.

    Make sure the price changed and the fee, if any, matches your contract. XOOM wants bill errors reported within 90 days.

  6. 6
    If it goes wrong, complain.

    File an informal complaint with the Pennsylvania PUC or call (800) 692-7380. The Office of Consumer Advocate also helps at (800) 684-6560, the number in XOOM's own contract.

09 · Compare

How does XOOM compare with other suppliers?

The price column is each supplier's simplest 12-month fixed plan in PPL's and PECO's areas, averaged, as a share of the price to compare on October 16, 2026. Your utility's own price is 100%. Lower is better.

XOOM next to four other Pennsylvania suppliers (scores are points out of 100)
SupplierScoreExit fee, simplest 12-month planPrice vs price to compare
Your utility, no suppliernone$0100%
XOOM Energy78$110 in PPL's area, $0 in PECO's112.4%
CleanChoice Energy78$098.5%
Inspire Clean Energy72$0104.5%
IGS Energy73$99115.8%
Verde Energy62$100104.6%

See every scored supplier on our ranking of Pennsylvania electric suppliers. Read the reviews for CleanChoice and IGS too.

10 · Quick answers

Questions, answered

Is XOOM Energy legit?

Yes. XOOM Energy Pennsylvania, LLC has held a Pennsylvania PUC supplier license since July 20, 2012. We found no Pennsylvania fines against it, fewer than five state complaints in 2024, and an A+ from the Better Business Bureau (read October 16, 2026). Its weak spots are price and exit fees, not whether it is real.

Who owns XOOM Energy?

NRG Energy owns XOOM. NRG bought it on June 1, 2018 for about $213 million, according to NRG's 2019 annual report. NRG is publicly traded, and KPMG audits its books. It also owns Reliant, Direct Energy and Green Mountain Energy, which we reviewed in Texas.

Does XOOM Energy have a cancellation fee?

Often yes. XOOM's 12-month fixed plan lists $110 in most Pennsylvania areas and $0 in PECO's area. Its 6-month plan lists $55 and its 24-month plan $200, except in PECO's area, where both list $0. There is no fee in a fixed plan's last month or on a month-to-month plan.

Does XOOM Energy save you money?

Usually not on price alone. On October 16, 2026, XOOM's standard 12-month price sat above the utility's price to compare in seven of its eight areas. Only Met-Ed's was slightly below. XOOM's contract says savings are not guaranteed, so compare its price with your own price to compare first.

Is XOOM Energy a good and reliable company?

Its record is good, and its power is as reliable as your utility's. XOOM sells the energy, while your utility owns the wires, fixes outages and sends the bill. XOOM scores 78 out of 100 (Good) on our method. It loses points for price and contract terms, not for fines or complaints.

Why is XOOM not on PA Power Switch?

We do not know. On October 16, 2026, the state's PA Power Switch list showed no home offer from XOOM in any of the 11 utility areas, yet XOOM's own site says it sells to Pennsylvania homes. Ask XOOM for the price and fee at your address in writing, then compare them with your price to compare.

How do I cancel XOOM Energy?

Call 1-888-997-8979 or email customercare@xoomenergy.com, or choose a new supplier or return to your utility, which costs nothing. XOOM asks your utility to end its service, and that can take up to 30 calendar days. Check your contract for an exit fee before you cancel.

What happens when my XOOM plan ends?

XOOM must send two notices, 45 to 60 days and 30 days before the end. If you do nothing, service continues at the price in the second notice. State rules say a renewal you did not answer cannot carry a cancellation fee. Read the second notice, then switch if the price is high.

Can I cancel XOOM within three days?

Yes. Pennsylvania gives you three business days after you get XOOM's welcome papers, and XOOM cannot waive that right. Call 1-888-997-8979 or email customercare@xoomenergy.com before midnight on the third business day. XOOM's contract says it is "not binding" until that period ends.

What is XOOM's variable rate in Pennsylvania?

XOOM's own table lists October 2026 variable prices from 16.1¢ to 18.6¢ per kWh, depending on the area. That is about 20% to 40% above the utilities' prices to compare on October 16. XOOM sets the price each month. Its introductory plan says it will give no advance notice of price changes.

Does XOOM Energy sell natural gas in Pennsylvania?

Yes. XOOM says it supplies natural gas in seven Pennsylvania gas-utility areas, including Columbia Gas, National Fuel Gas, Peoples Gas, Philadelphia Gas Works and UGI. This review scores only its electric business. Gas plans have their own contracts and fees, so read them before you switch.

Can I use XOOM if I have solar panels?

Be careful. XOOM's contract says that with a net meter you will no longer receive energy credits from your utility, and XOOM does not pay net metering credits. Ask your utility how choosing a supplier affects your credits before you sign, and get the answer in writing.

Compare XOOM with the other 20See every Pennsylvania supplier, ranked Read it
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Sources

Sources and updates

Sources (24)
Changelog · last updated October 20, 2026 · 1 update
  • October 20, 2026: Review published.

How to cite this page: The Day Company, "XOOM Energy reviews in Pennsylvania: 78/100 and a $110 or $0 exit fee", updated October 20, 2026, https://theday.company/pa/xoom-energy-reviews.

The Day Company is not affiliated with XOOM Energy, NRG Energy, the Pennsylvania Public Utility Commission or PA Power Switch. Contract terms come from XOOM's own papers, last updated September 1, 2026, and they change over time, so your own contract controls. This review is information, not legal advice. Our plan finder is Power HQ, operated by Blitz Ventures Inc. (doing business as EnergyBot), which holds Pennsylvania Public Utility Commission licence A-2018-2647582.