Lumio went bankrupt. What can Lumio customers do now?

No. Lumio filed for Chapter 11 on September 3, 2024, in Delaware. In November 2024, Zeo Energy bought its assets. A liquidating trustee is winding down the rest of the company. Lumio itself is not taking customers or sending crews.

Zeo Energy bought Lumio’s assets in November 2024, through the bankruptcy case. Zeo runs its own solar business, called Sunergy. It said it planned to finish installs that Lumio had promised to customers and lenders. If your install stalled, ask Zeo whether it is finishing yours.

Zeo said it planned to finish installs Lumio had promised to customers and lenders. Contact Zeo to ask if your project is one of them. Ask your lender too, and get dates and answers in writing before any work starts.

Usually, yes. A lender holds your loan, and Lumio’s bankruptcy didn’t cancel it. Keep making payments, and ask your lender anything you’re unsure about. Before you send money anywhere new, check out the company asking. Skipped payments can follow you on your credit report.

It depends on which one. Warranties on the parts come from their makers and often still apply. Lumio’s own install warranty is at risk. Keep each repair quote and receipt, since you may need them later, along with your contract and serial numbers.

Lumio’s claims agent, Stretto, runs the case website at cases.stretto.com/Lumio. The case number is 24-11916 in Delaware’s federal bankruptcy court. PACER has the full case file. Court notices come by mail, so watch for them.

Lumio filed for Chapter 11 on September 3, 2024, in Delaware’s federal bankruptcy court. It listed between $100 million and $500 million in debts. Zeo Energy bought its assets two months later, and its wind-down plan took effect in February 2025.

A liquidating trustee is the person put in charge of what’s left after a sale. The trustee sells what’s left, brings lawsuits and pays out any money it collects. Lumio’s trustee, Jeffrey T. Varsalone, took over in February 2025 and was still sorting claims in 2026.

Lumio filed as high interest rates and policy changes squeezed home solar sales, Bloomberg reported. It came just weeks after SunPower’s bankruptcy. Lumio had laid off workers in early August 2024, about a month before it filed. Zeo Energy bought its assets that November.

Lumio laid off a wave of workers in early August 2024. It filed for bankruptcy about a month later, on September 3. Layoffs, closed offices and stalled installs are common warning signs. Spot them early, and never pay ahead of the work.

Maybe a little, but don’t count on it. About 950 claims were filed, and the liquidating trust is still sorting them while it pursues lawsuits. If money comes in, it goes to approved claims under Lumio’s plan. Watch your mail for notices from the trust.

Expect callers who say they took over Lumio. Look the company up yourself before you talk money. You never need to pay to keep a maker’s warranty. Report pushy offers to your state attorney general, and check any installer’s license.

Yes. Lumio was formed in 2020 from Atlantic Key Energy, DECA, LIFT Energy and Smart Energy Today, Solar Builder reported. If your contract names one of them, this guide applies to you. Check your papers for the lender and equipment brands.

Maybe. When an installer misled you, a lender may share responsibility in some cases. A consumer lawyer can check your loan papers and tell you if you have a claim. Many offer a free first call. Keep paying while you find out.