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PECO rates in 2026: your price to compare, your bill and Budget Billing

PECO delivers your power and sets one price for the part you can shop. See that price, what each bill line means, and how a level monthly payment works.

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Published 12 min readBy The Day Company review team · How we verify figures
11.759¢PECO's price to compare per kWh
53 of 146supplier offers priced below it today
Short answer

PECO's price to compare is 11.759¢ per kWh, in effect since June 1, 2026. That is the supply price you pay when you do not pick a supplier. On the standard home rate (Rate R), delivery adds $11.29 a month plus 10.236¢ per kWh. PECO has not posted a December 1 price yet. Budget Billing does not lower your bill. It averages 12 months of use into one level payment.

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As of October 19, 2026, PECO has not posted a price to compare for December 1. The price shown here runs through November 30, 2026.
11.759¢PECO's price to compare per kWh
53 of 146supplier offers priced below it today
$11.29PECO's flat monthly customer charge
12 monthsof your own use set a Budget Billing payment

The 5 things to know

  • Your price to compare is on page 2 of your bill. PECO prints it in the Message Center there.
  • Switching changes only the supply lines. PECO still delivers your power, handles outages and sends your bill.
  • Budget Billing is not a discount. PECO says it spreads your costs and does not reduce them.
  • Ask PECO when your next review is. Its own pages say every 3 months in one place and every four months in another.
  • Homes on the Customer Assistance Program (CAP) cannot use Budget Billing.

Built on public data from PECO's own price tables, electric tariff and bill inserts; the Pennsylvania Public Utility Commission's PA Power Switch offer list; and 52 Pa. Code § 56.12. Checked October 19, 2026.

01 · Price to compare

What is PECO's price to compare, and when does it change?

PECO's price to compare is the supply price you pay when you do not pick a supplier. It is 11.759¢ per kWh now. PECO says it passes on what it pays for the power, with no mark-up.

From June 1 to November 30, 2026, generation (the power itself) is 10.785¢ and transmission (the high-voltage lines that carry it) is 0.974¢. Together that is 11.759¢. PECO's table says the total includes a 5.90% adjustment for the gross receipts tax. You can find the price on page 2 of your bill, in the Message Center.

Since June 2025 the price has changed only twice a year, on June 1 and December 1. PECO's own pages do not agree about this. Its price-to-compare page says "quarterly." Its rate-changes page says "semi-annually." PECO's published tables match the second one.

PECO's residential price to compare (Rate R and Rate RH), from PECO's own tables
PeriodPrice per kWhChange (our math)
March 1 to May 31, 20259.239¢—
June 1 to November 30, 202510.400¢up 12.6%
December 1, 2025 to May 31, 202611.024¢up 6.0%
June 1 to November 30, 202611.759¢up 6.7%
December 1, 2026 and afterNot posted yet—

From March 2025 to June 2026 the price rose 27%. To see why prices move, read why your electric bill can be so high. PECO's page lists December 1, 2026 as the next change date. It had not posted that price when we checked on October 19, 2026.

02 · Budget estimate

What would your Budget Billing payment be?

Enter your use for each month, or only the year. The estimator prices each month the way PECO's tariff does, then averages the 12 bills into one level payment.

Page 2 of your bill shows your rate, just under Meter Information.

How do you want to enter your use?
Kilowatt-hours (kWh) used in each month

Your bill's usage chart shows the past 13 months. The numbers filled in are an example, not a PECO average.

Try a different supply price (optional)

Type a supplier's price, or any price you want to test. Clear the box to skip this step.

Supply price used: PECO's price to compare, 11.759¢ per kWh.

Your estimate shows here. The example numbers are filled in, so you can tap the button to see how it works.

This is an estimate, not a bill or a PECO quote. PECO sets your real payment from your own account and re-checks it during the year.

The biggest month shows the peak that a level payment hides. The supplier price box shows what a different supply price would change.

03 · Budget Billing

How does PECO Budget Billing work?

Budget Billing evens out the seasons. You pay the same amount each month, and your bill still shows what you really used. It is not a discount. PECO says it "doesn't reduce overall charges."

  1. 1
    PECO averages 12 months.

    It uses your past 12 months of use at your address. A home with less history gets an estimate from past use at that address.

  2. 2
    You pay one level amount.

    The gap between what you pay and what you use builds up as a credit or a balance.

  3. 3
    PECO re-checks the amount.

    If your use or the supply price changes, the payment can move up or down. Pennsylvania rules call for at least three reviews in a budget year.

  4. 4
    The year ends with a reset.

    After 12 months PECO sets a new amount, using any balance due or credit. Under its tariff you pick: spread the gap over the next 12 months (the default) or pay it in the 12th bill.

  5. 5
    You can leave at any time.

    You go back to paying your real charges. If you used less than you paid, you get the credit. If you used more, you pay the balance.

PECO's pages do not agree on how often it reviews your amount. Its Budget Billing page says every 3 months. Its bill help page says every four months. We cannot tell which fits your account, so ask PECO for your next review date at 1-800-494-4000.

If the gap at the end is large, you can ask for more time. Under 52 Pa. Code § 56.12, a gap over $100 and under $300 can be spread over 6 months. A gap over $300 can be spread over at least 12 months. A shorter spread is fine too if you ask.

  • Residential customers with an active account and a current balance
  • Homes with solar panels or a supplier
  • Homes getting payment help, except CAP
  • Homes on the Customer Assistance Program (CAP)
  • Business customers

You can enroll at any time, and the plan starts with your next bill. CAP and other help are covered in our guide to help with electric bills.

04 · Bill lines

What is on a PECO bill, line by line?

A PECO bill has two halves. Supply is the power itself, and you can shop it. Delivery is PECO's poles, wires and service, and everyone pays it. The table shows a Rate R home that uses 1,000 kWh in a month, on the prices that run through November 30, 2026. It follows the steps in PECO's own bill guide.

A 1,000 kWh bill on Rate R, prices through November 30, 2026
LineHow PECO figures itAmountCan you shop it?
Customer chargeFlat fee each month$11.29No
Generation10.785¢ × 1,000 kWh$107.85Yes
Transmission0.974¢ × 1,000 kWh$9.74Yes
Distribution10.236¢ × 1,000 kWh$102.36No
DSIC1.05% of $111.03$1.17No
State tax adjustment−0.04% of $114.82−$0.05No
TotalAdd the lines$232.36—
  • Customer charge. A flat $11.29 a month, even if you use no power.
  • Generation and transmission. Together they are the price to compare. A supplier's charge replaces both lines if you switch.
  • Distribution. PECO's price per kWh for poles, wires and service. PECO lowered it to 10.236¢ on July 1, 2026.
  • DSIC. The Distribution System Improvement Charge pays to install and replace delivery equipment. It is a percent, and it resets every three months. It rose from 0.42% to 1.05% on October 1, 2026.
  • State tax adjustment. A small credit on the delivery lines.

To figure the DSIC, PECO takes $0.00262 per kWh out of distribution first. For 1,000 kWh that leaves $99.74, and $11.29 plus $99.74 is $111.03.

The same prices at other amounts of use (Rate R)
Use in a monthTotal billAll-in cost per kWh
500 kWh$121.8824.4¢
700 kWh$166.0823.7¢
1,000 kWh$232.3623.2¢
1,500 kWh$342.8422.9¢

The flat fee makes a small bill cost more per kWh. PECO's own example for a 700 kWh home is the same $166.08. Rate RH homes (electric heat) pay a lower distribution price in winter: 7.855¢ per kWh from October through May, and 10.208¢ from June through September.

If you buy from a supplier, its charge replaces PECO's generation and transmission lines, which total $117.59 in the table. The other lines stay.

05 · Switch or stay

Should you switch from PECO's price or stay?

On PA Power Switch's PECO list, 53 of 146 offers (36%) are priced below PECO's price today. The lowest fixed price with a term of 12 months or more and no monthly or cancellation fee is 10.49¢ per kWh from Better Buy Energy. The middle price for fixed offers of 12 months or more is 12.24¢ per kWh. These counts leave out our partner's plans, and the list was read on October 20, 2026.

A low price is only one check. Switch when an offer passes all four.

Four checks before you switch
CheckWhat to look for
PriceCompare each price with PECO's, and add any monthly fee. A $5 fee is worth about 0.7¢ per kWh at 700 kWh a month.
LengthA fixed price holds for its term. Note the end date and what the price becomes after it.
FeesLook for a cancellation fee, an enrollment fee and a monthly fee.
Who can get itSome of the lowest prices are for new customers only.

Test an offer in the estimator above. Type its price and monthly fee in the supplier price box, and it shows your level payment and the change over the year.

Remember December 1. A fixed price holds for its term, while PECO's price can move on December 1. PECO has not posted that price, so no one knows if it will go up or down. If it goes up, a fixed price below today's will look better. If it goes down, a fixed price may cost more than PECO's for the rest of the term. A variable price can change in any month.

You can keep Budget Billing if you switch. When PECO bills for your supplier, the supplier's charges join your level payment, under Rule 17.6 of PECO's tariff. A new price can show up at your next review. To see every offer for your ZIP code, use the state's free site, and read our guide to PA Power Switch. Our list of suppliers in the PECO area sorts offers by real monthly cost.

06 · What changes

What changes your PECO bill, and when?

Three parts of your PECO bill change on three different clocks.

  1. March 30, 2026PECO asks the PUC to raise delivery prices. For a 700 kWh home the bill would go from $160.37 to $180.45.
  2. April 16 and 30, 2026PECO withdraws the request. The PUC closes the case on April 30, so base delivery prices stay as they are. PECO can file again.
  3. June 1, 2026The price to compare rises from 11.024¢ to 11.759¢.
  4. July 1, 2026PECO lowers the Rate R delivery price to 10.236¢ per kWh after small program charges inside it are adjusted. The customer charge stays $11.29.
  5. October 1, 2026The DSIC rises from 0.42% to 1.05%. PECO says that adds $0.51 to a 700 kWh bill.
  6. December 1, 2026The next price to compare starts. PECO has not posted it.

Base delivery prices change only when the PUC approves a rate case. Small program charges inside the delivery price reset on set dates, so the per-kWh price can move a little in between. The DSIC changes every three months, on January 1, April 1, July 1 and October 1. Supply changes on June 1 and December 1. If you are on Budget Billing, each of these can move your payment at the next review. On any occassion your payment changes, ask PECO why, and have your last bill in hand.

07 · Quick answers

Questions, answered

How much does PECO charge per kWh?

PECO charges 11.759¢ per kWh for supply from June 1 to November 30, 2026. Delivery on Rate R is 10.236¢ per kWh plus $11.29 a month, as of October 2026. Small add-ons come on top. At 1,000 kWh, the whole bill works out to about 23¢ per kWh on those prices.

What is PECO's price to compare, and when does it change?

It was 11.759¢ per kWh for Rate R and Rate RH from June 1 to November 30, 2026. Since June 2025 it has changed twice a year, on June 1 and December 1. PECO's page lists December 1, 2026 as the next change, and PECO had not posted that price on October 19, 2026.

What is the average PECO electric bill?

PECO's own example, a home using 700 kWh a month, comes to $166.08 on the prices that started October 1, 2026. A home using 1,000 kWh pays $232.36 by the same math. Your bill depends on your use, so enter your own months in the estimator above.

Can I beat PECO's price by switching?

Some offers do. On PA Power Switch's PECO list, some prices sit below PECO's price to compare, but many come with a monthly fee, a cancellation fee, a short term or a new-customers-only rule. Check all four before you switch, and see today's count in the section above.

How does PECO Budget Billing work?

PECO averages 12 months of your use into one level monthly payment. It re-checks the amount during the year and resets it after 12 months, using any balance due or credit. Your bill still shows your real use. Budget Billing spreads your costs out. It does not lower them.

Does Budget Billing save money?

No. PECO says Budget Billing is not a discount and does not reduce overall charges. You pay the same total over the year, just spread evenly. It helps you plan, because winter and summer peaks shrink into one payment. To lower the cost itself, compare supplier prices or use less power.

Who can get PECO Budget Billing?

Residential customers with an active account and a current balance can join. New customers can sign up after their first bill. You can have solar panels or a supplier. Homes on the Customer Assistance Program (CAP) cannot use Budget Billing, and PECO does not offer it to business customers.

How often does PECO change my Budget Billing amount?

PECO's pages disagree. One says it reviews your amount every 3 months, and another says every four months. Pennsylvania rules call for at least three reviews in a budget year. A review can move your payment up or down. Ask PECO for your next review date at 1-800-494-4000.

What happens at the end of the Budget Billing year?

PECO resets your payment using any balance due or credit. Under its tariff you choose: spread the gap over the next 12 months, which is the default, or pay it in the 12th bill. State rules let you ask for 6 months on a gap of $100 to $300, and at least 12 months above $300.

What happens if I miss a Budget Billing payment?

PECO can add a late fee to the unpaid balance. Its tariff sets that fee at 1.5% a month for Rate R and Rate RH homes. A mailed payment counts as late when it arrives more than five days after the due date. Call PECO at 1-800-494-4000 before you fall behind.

Can I use Budget Billing and shop for a supplier?

Yes. PECO says you can be on Budget Billing with a third-party supplier. When PECO bills for your supplier, the supplier's charges go into your level payment, under PECO's tariff. Check the supplier's price and fees first, because a new price can change your amount at the next review.

What are PECO's time-of-use rates?

PECO's optional time-of-use rate sets the generation price by the hour. From June 1 to November 30, 2026, it is 31.43¢ per kWh from 2 p.m. to 6 p.m. on weekdays. Off-peak is 8.362¢, and midnight to 6 a.m. is 5.767¢. You need a smart meter and PECO supply. CAP homes cannot join.

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Sources

Sources and updates

Sources (14)
Changelog · last updated October 20, 2026 · 1 update
  • October 20, 2026: Guide published.

How to cite this page: The Day Company, "PECO rates in 2026: your price to compare, your bill and Budget Billing", updated October 20, 2026, https://theday.company/pa/peco-rates.

This guide is general information, not financial or legal advice. The bill examples use PECO's published prices for a Rate R home and may differ from your bill because of your meter dates, rate and credits. The Day Company is not PECO, a supplier or the Public Utility Commission. Our plan finder is Power HQ, operated by Blitz Ventures Inc. (doing business as EnergyBot), which holds Pennsylvania Public Utility Commission licence A-2018-2647582.