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Solar bankruptcy guide12 companies trackedUpdated Oct 5, 2026

My solar company went bankrupt. What do I do now?

Your panels can keep working. Your loan usually stays. Some warranties still count. Here’s what happens next, the biggest solar bankruptcies since 2023, and the steps that protect you.

Published 12 min readBy The Day Company Editorial Team · How we verify figures
12 companiesFailed since late 2023 What to doPick your situation
Short answer

Don’t panic, and don’t stop paying yet. When a solar company goes bankrupt, your panels keep making power. Your loan or lease is usually with a separate finance company, so it stays. Your equipment warranty comes from the maker, so it often still counts. The installer’s own workmanship warranty is most at risk. First steps: save your papers, call your lender, and file a claim if the company owes you money.

11Big solar failures and exits since late 2023 $3,800Of a home deposit that can get priority in a claim 12 daysFrom a state probe to Freedom Forever’s filing Oct 16Freedom Forever claim deadline

The 5 things to know

  • Your panels keep working. A company closing doesn’t switch them off.
  • Keep paying your loan or lease until your lender or servicer tells you otherwise in writing.
  • Equipment warranties come from the makers. They often survive the installer.
  • File a claim if the company owes you money. Up to $3,800 of a home deposit gets priority.
  • Watch for scams. Never pay a stranger to “take over” your warranty.

Built on public data from federal bankruptcy courts, company filings with the SEC, the Federal Register and state attorneys general. Checked October 5, 2026.

Latest updates (checked Oct 6, 2026)
  • Oct 6, 2026: Freedom Forever’s claim deadline is October 16, 2026.
  • 2026: Connecticut opened an investigation into SunStrong.
  • 2026: Renewbrook Energy took over most PosiGen systems.
01 · The list

Which solar companies have gone bankrupt?

Home solar has had a rough few years. Higher interest rates and policy changes hit sales hard. These are the 11 biggest failures and exits since late 2023. Tap a name for its own guide.

Big solar company bankruptcies and exits since late 2023
CompanyWhat happenedWhenGuide
Freedom ForeverDeadlineFiled Chapter 11, then became a Chapter 7 liquidation. It is closing. Claims are due October 16, 2026.Apr 2026Read the guide
PosiGenFiled Chapter 11. It had 40,000 lease and PPA customers. Its lenders take its assets.Nov 2025Read the guide
SunnovaFiled Chapter 11 in a Texas bankruptcy court.Jun 2025Read the guide
MosaicA big solar lender. Filed Chapter 11 in Texas. Said it planned to keep servicing loans.Jun 2025Read the guide
LumioFiled Chapter 11. Zeo Energy bought its assets. A trustee is winding down the rest.Sep 2024Read the guide
SunPowerFiled Chapter 11. Complete Solaria bought key parts, like Blue Raven Solar. It now uses the SunPower name.Aug 2024Read the guide
Titan SolarStopped work and filed Chapter 7 in Arizona. Its claim deadline passed in March 2025.Jun 2024Read the guide
iSunThe parent of SunCommon filed Chapter 11 and sold SunCommon, which still operates. The rest became a Chapter 7 liquidation in 2025.Jun 2024Covered on this page
SunworksA public installer. Stopped work and filed Chapter 7.Feb 2024Read the guide
ADT SolarNot a bankruptcy. ADT left home solar, but ADT itself is still in business.Jan 2024Read the guide
Vision SolarFiled Chapter 7 after Connecticut’s attorney general sued it.Dec 2023Covered on this page
Sunlight FinancialA solar lender. Filed Chapter 11, then came out with new owners. Loans go on.Oct 2023Read the guide
Leased from SunPower, Sunnova or PosiGen? Many of those accounts now sit with SunStrong Management. Our SunStrong guide has the right login and phone number for each group.
Big solar failures and exits by year (2026 so far)
2023
2
2024
6
2025
3
2026
1

Counts the 12 companies in the list above, by the year each one filed or left the business.

Was your company not on the list? The steps below work for any solar company that closes. If your installer is still open but slipping, jump to the warning signs.

You’re not alone. Roughly 100 solar businesses have reportedly closed nationwide in the last few years, CBS News Texas found.
02 · What to do

What should I do first?

It depends on where your system stands. Tap the one that sounds like you.

Where does your solar project stand?
Call your lender first

Lenders often have the most to lose from a stalled job. In some cases, courts let them hire new crews to finish the work. Ask your lender who is finishing yours, and when.

Who to call
03 · Who to call

Who do I call when my solar company is gone?

Different problems go to different people. Calling the right one first saves weeks.

Who to call for each solar problem after your installer closes
Your problemCall firstWhy
A panel, inverter or battery failedThe equipment makerIts warranty covers the part, not the old installer.
A roof leak or loose wiringA licensed installer or rooferThen file a claim for what the old company owes.
Questions about your loanYour lenderIts name is on your loan papers and statement.
Questions about your lease or PPAThe leasing company or new servicerCheck any new name in writing first.
Your install isn’t finishedYour lenderLenders often line up a new crew.
Turn-on approval or your bill creditsYour electric utilityIt approves systems and credits your bill.
04 · Who to pay

Who handles my loan, lease and repairs now?

Your installer and your lender are usually different companies. When an installer fails, your loan or lease keeps going. Here’s who took over after the biggest failures.

Who handles your account and repairs after the biggest solar failures
If your company wasWho handles your account nowWho fixes it
SunPower, leasedSunStrong ManagementSunStrong
SunPower, bought itYour lender, if you have a loanA local installer. Makers cover parts.
SunnovaSunStrong Management, for owner SolarisSunStrong
PosiGenRenewbrook Energy, for most systemsOmnidian
Mosaic loanSolar Servicing, part of Forbright BankYour installer or a local installer
Sunlight loanSunlight, still in businessYour installer or a local installer
Sunworks or SolciusYour lender, if anyEnergyAid (California, Arizona)
Titan SolarYour lender, if anyEnergyAid or a local installer
Freedom Forever, Lumio or ADTYour lender stays the sameMakers, plus a local installer
Not on the list? Check your latest bill for who you pay. Look for a letter about a transfer. Don’t pay a new company until your old one confirms it.
05 · Your warranty

Is my solar warranty still good?

You likely have two kinds of warranty. One usually survives the installer. The other came from the installer, and it’s the one at risk.

Equipment warrantyUsually still counts
  • Comes from the panel, inverter or battery maker
  • Find the brands on your contract or the equipment labels
  • Call the maker directly about a failed part
Workmanship warrantyFrom the installer: at risk
  • Covers the install itself, like wiring and roof mounts
  • A closed company can’t send crews
  • File a claim for any repair it owes you
Enphase ownersFrom Enphase’s own news releases

Enphase sells a service plan, Enphase Care, straight to homeowners. It includes monitoring and help with panel warranty claims. Service visits for covered repairs cost nothing. Enphase also helped SunPower owners after SunPower failed. It offered a monitoring kit and upgrades.

REC panel ownersFrom REC’s own warranty page

REC says its ProTrust warranty still counts if your REC-certified installer closes. It covers up to 25 years. The catch: your installer must have been REC-certified and must have registered your panels with REC.

Do this today: log in to your monitoring app and save a copy of your data. Download your contract, permits and warranties while the company’s systems still work. Write down every brand and serial number.
Which warranties usually survive when an installer fails
Kind of warrantyWho backs itDoes it survive?
Equipment: panels, inverters, batteriesThe makerUsually yes
Workmanship: install, wiring, roof mountsThe installerUsually not in Chapter 7
Production guaranteeThe installer or lease ownerOnly if a new owner took it on
Roof penetrationsThe installer, sometimes a rooferUsually not

For old SunPower systems, makers like Maxeon and Enphase still back their own parts, SunPower’s warranty page says.

06 · Loan or lease

Do I still have to pay my solar loan or lease?

Usually, yes. A bankrupt installer doesn’t cancel your loan or lease. What changes is who you deal with.

You have a loanYou own the system
  • Your loan is with a lender, not the installer
  • Keep paying, and call the lender with questions
  • Lenders can fail too, but loans usually move to a new servicer
You lease or have a PPAA company owns the system
  • If the owner fails, your contract usually moves to a new owner or servicer
  • Keep paying the way your contract says until you get written notice
  • Check any “new company” before you change where you pay

Two lender examples: Sunlight Financial went through bankruptcy in 2023 and came out with new owners. Mosaic filed in 2025 and said it planned to keep servicing loans. Lease owners, see Sunnova and PosiGen.

Ask your lender for relief. When Pink Energy closed, two states stepped in. Their attorneys general asked five solar lenders, including Mosaic and Sunlight, to pause payments. Sunlight said it offered relief, like payment deferrals. If your installer failed, ask your lender in writing. Keep paying until you get an answer.
07 · File a claim

How do I file a claim against a bankrupt solar company?

If the company owes you money, file a proof of claim with the bankruptcy court. That puts you in line if any money is left. It’s free, and you can do it yourself.

  1. Find the caseLook for a court notice in your mail. Or search the company on PACER, the federal court records site. Big cases also have a free case website.
  2. Note the deadlineEvery case sets a last day for claims. Miss it, and you may lose your place in line.
  3. File Form 410Use the official proof of claim form. Attach your contract and receipts. Save your claim number.
Paid a deposit? You may get priority. Federal law moves up to $3,800 of a deposit for a home system you never got ahead of most other claims. On Form 410, check the box for household deposits. It puts you higher in line. It doesn’t promise a payment.
Be realistic. Many failed solar companies owe far more than they own. Most customers are paid last, if at all. File anyway to protect your rights. Never claim more than you’re owed. That’s a federal crime.

Open deadline now: Freedom Forever claims are due October 16, 2026. See the 3 steps for that case.

08 · Warning signs

How can you tell if a solar company is in trouble?

The warning usually comes first. In every case below, a public red flag showed up before the bankruptcy. Sometimes months before.

The warning came first: time from a public red flag to the bankruptcy filing
Freedom Forever
12 days
Sunlight
About 3 months
PosiGen
About 3 months
SunPower
About 8 months
Vision Solar
About 9 months

The red flags: Texas opened an investigation into Freedom Forever. Sunlight and SunPower warned they might not survive. PosiGen was stoping most work. Connecticut sued Vision Solar.

Warning signs that a solar company is in trouble, and how to check each one
Warning signWhat it looks likeHow to check, free
Work stallsYour install sits for weeks. Calls go unanswered.Keep a dated log. Ask for a written schedule.
LayoffsCrews disappear, or offices close.Search your state’s WARN layoff notices. The U.S. Labor Department explains the law.
A state probeYour attorney general announces an investigation or lawsuit.Search the company name with “attorney general.”
Lawsuits and liensSuppliers or workers sue, or file liens.Search federal cases on PACER. Check county lien records.
Money firstPressure to pay before the work is done.Never pay ahead of the steps in your contract.
A survival warningA public company says it may not survive.Search its filings for “going concern” on SEC EDGAR.
Good news isn’t proof. Sunworks announced new funding promises the same month it shut down and filed Chapter 7. Watch what a company does, not just what it says.
Is my solar company in trouble? Tick what you’ve seen.
Tick any signs you’ve seen.Your result shows up here. Nothing you tick is saved.
09 · New installer

How do I find a new installer for repairs?

Pick a licensed company with a long record and a clean history. When a company disappears, its workmanship warranty goes with it. So pick one that will last.

LicenseSearch your state’s contractor or electrician license lookup first.
RecordSearch the name with “attorney general” and “bankruptcy.” Find your attorney general through the National Association of Attorneys General.
PaperGet a written quote with the warranty terms and the exact equipment brands.

In Texas? We score installers on public records only, and no company pays to be listed. See the best solar companies in Texas and how we review companies.

Unfinished install? Call your utility. Ask whether your system passed inspection and has permission to operate. If it has, you may only need a final hookup, not a whole new install.
10 · Scam warning

How do I avoid scams after my solar company goes bankrupt?

A big bankruptcy makes thousands of worried owners easy targets. Watch for these three signs.

  1. They call you firstA stranger knows your old installer. They offer to “take over your warranty” for a fee.
  2. They want money upfrontReal repair companies quote first. Never pay to keep a warranty you already have.
  3. They change where you payA sudden “new account” for your loan or lease. Call your lender at a number you already trust.
Got a suspicious offer? Report it to your state attorney general. Find yours in the national directory of attorneys general.
11 · Quick answers

Solar bankruptcy questions, answered

What happens if my solar company goes bankrupt?

Your panels keep making power. Your loan or lease usually stays with a finance company. Equipment warranties come from the makers, so they often still count. The installer’s workmanship warranty is most at risk. If the company owes you money, file a claim with the bankruptcy court before the deadline.

Do I still have to pay my solar loan if the company went bankrupt?

Usually, yes. Your loan is a separate deal with a lender, and the installer’s bankruptcy doesn’t cancel it. Keep paying, and call your lender with questions. Got a notice about a new servicer? Check it first by calling a number you already trust.

What happens to my solar lease if the company goes bankrupt?

The leasing company owns the system. If it fails, your lease or PPA usually moves to a new owner or servicer. Keep paying the way your contract says until you get written notice. Check any new company before you change where you send money.

Is my solar warranty still good if the installer goes out of business?

Often, yes, for the equipment. Panel, inverter and battery warranties come from the makers. The installer’s own warranty covers the install. It usually ends when the company closes. Some makers go further. REC says its ProTrust warranty still applies if your REC-certified installer closes.

Who will fix my solar panels if the company is gone?

Call the equipment maker for a failed part. For roof leaks or wiring, hire a licensed solar installer or roofer. Check their license and record first, and get a written quote. Enphase owners can also buy Enphase Care, a service plan sold straight to homeowners.

How do I file a claim against a bankrupt solar company?

Find the case in your mail or on PACER, the federal court records site. Note the claim deadline. Then file the official proof of claim, Form 410, with your contract and receipts attached. It’s free, and you can do it yourself. Save your claim number.

Can I get my solar deposit back?

Sometimes, but often not in full. File a claim before the deadline. Federal law moves up to $3,800 of a deposit for a home system you never got ahead of most other claims. Many failed solar companies owe more than they own, so customers often get little.

Will my solar panels stop working if the company goes bankrupt?

In most cases, no. A company closing doesn’t switch off your panels. They keep making power as long as the parts work. What you can lose is service. Save your monitoring login and warranty papers, so you can get help when a part fails.

What happens to my solar monitoring app?

It depends on who runs it. Many apps come from the equipment maker, so they may keep working. Others ran through the installer and can stop. Log in now and save your data. When SunPower failed, Enphase offered its owners a monitoring kit.

How can I tell if my solar company is going bankrupt?

Watch for stalled work, unanswered calls, layoffs, lawsuits and a state investigation. Check WARN layoff notices and federal court records on PACER. For public companies, search SEC filings for a “going concern” warning. In the cases we track, red flags showed up 12 days to 9 months before filing.

Which solar companies have gone bankrupt?

Since late 2023, big failures include Freedom Forever, PosiGen, Sunnova and Mosaic. Others are Lumio, SunPower, Titan Solar, Sunworks, Vision Solar and Sunlight Financial. ADT Solar also left the business, but ADT is still open. Our list above links to a guide for each one.

Is SunPower still in business?

The old SunPower filed for bankruptcy in August 2024. Complete Solaria bought key parts, like Blue Raven Solar. It now uses the SunPower name. So today’s SunPower is a different company from the one that failed. Our SunPower guide explains what that means for old customers.

Did ADT Solar go bankrupt?

No. ADT decided in January 2024 to leave the home solar business. ADT itself is still in business, selling security systems. That matters, because a company that still exists can still be held to its promises. Our ADT Solar guide explains what owners can do.

How do I avoid scams after my solar company goes bankrupt?

Be careful with anyone who calls you first, asks for money upfront or tells you to pay a new account. Never pay a fee to keep a warranty you already have. Call your lender at a number you already trust. Report suspicious offers to your state attorney general.

Who do I pay if my solar company went bankrupt?

Usually the same lender or lease company as before. Installers and lenders are often different companies. If your loan or lease was sold, you’ll get a letter naming the new company. Our table above shows who took over accounts after the biggest failures.

Can my lender pause my payments if my installer failed?

Ask. When Pink Energy collapsed, two state attorneys general asked five solar lenders to pause payments, and Sunlight said it offered relief such as deferrals. Ask your lender in writing, explain what happened, and keep paying until you get an answer.

Up nextSunPower went bankrupt. Who covers your system now?The biggest solar bankruptcy: what changed for SunPower owners, who took over, and what still counts. Read the guide
Sources

Sources and updates

Sources (38)
Changelog · last updated October 6, 2026 · 2 updates
  • October 6, 2026: Added iSun, the former parent of SunCommon, to the list. SunCommon itself was sold and still operates.
  • October 5, 2026: Guide published with 11 solar failures and exits since late 2023, warranty, loan and claim steps, and the warning signs to watch for.

How to cite this page: The Day Company, “My solar company went bankrupt. What do I do now?”, updated October 5, 2026, https://theday.company/solar-bankruptcy.

This guide explains public records in plain language. It is not legal advice. For your own situation, talk to a bankruptcy lawyer or legal aid. The Day Company is not tied to any company in this guide, and no company pays for placement.

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