New Jersey electric bill calculator: your bill by season and for a year

A bill has a supply line, delivery lines and a fixed monthly charge. Only the supply line changes when you pick a supplier.

The price to compare is built from parts. For example, PSE&G's winter price is 19.793¢, made of an energy part of 12.912¢ and a transmission part of 6.881¢. Your bill names each line. Add the delivery and fixed lines and type the total in the calculator's delivery box.

Pick your utility. Enter the kWh from your bill; the box starts at a round 1,000 kWh. You do not need your ZIP code. Leave the supplier box blank to see your bill at your utility's own price. Type a supplier's price and monthly fee, if any, to see both side by side over 12 months.

This is an estimate, not a bill. It uses your utility's winter and summer prices to compare as we last read them. JCP&L's delivery and fixed charges come from its filed tariff; for the other utilities they are in the answer only if you type them. It leaves out taxes and small surcharges. You can save a calendar reminder for the next price change or print the result. The tool keeps nothing you type.

Try your summer kWh and your winter kWh. Your use, not just the price, changes the bill by season.

The price to compare is what your utility charges for supply. It has a winter price and a summer price, and some areas add a second summer price above a set block of kWh.

Orange and Rockland (RECO) has separate prices for Bergen County and for Passaic and Sussex counties, which the calculator uses. The prices come from each utility's own price sheet, and a robot keeps them current. To see what a price to compare is and when it resets, read our guide on NJ electric rates.

JCP&L's delivery part is its residential Rate RS: a $4.27 monthly customer charge, a distribution charge that is lower from October to May than from June to September (with a higher rate above 600 kWh in summer), and the standing riders, all with sales tax. We added them from the utility's filed tariff, not from a summary.

As a check, the Board of Public Utilities lists a typical JCP&L home at 650 kWh paying $137.47 a month after June 1, 2026. Pricing 12 months at 650 kWh with our supply data gives about $139.30 a month, which is 1.3 percent higher. The two should not match to the cent: the Board's figure uses the June 1 supply prices, and ours uses today's. We did not use the other utilities' delivery stacks: Atlantic City Electric came out 4.6 percent under the Board's figure, PSE&G's current rate sheets could not be reached, and Rockland has two price zones. Those stay supply only.

Here is a made-up pair of bills with round numbers that are not any utility's. Supply is 10.0¢ per kWh in summer and 12.0¢ in winter. To keep the sums plain, delivery and fixed charges are a flat $70.00 a month in both.

The cheaper season has the bigger bill here, because the air conditioner pushed the kWh up. That is why the calculator prices each month at its own season's price and your own kWh, then adds the year.

A supplier's fixed price does not follow the seasons. At 11.0¢ all year, it saves money in the winter month and costs more in the summer one. Only the year's total says which side wins.

Start with your own bill, then test the offer you were given.

1. 1
   Find a summer bill and a winter bill.

   Their kWh are often far apart.

2. 2
   Add the delivery and fixed lines.

   For JCP&L they are filled in. For other utilities, type the one total in the delivery box.

3. 3
   Price your utility first.

   That is the bill you pay by doing nothing.

4. 4
   Price the offer next.

   Type its price and fee.

5. 5
   Read the contract before you sign.

   Look for the end date, the early termination fee and the renewal line.

6. 6
   Save the reminder.

   The tool can mark the next day your utility's price changes.

To browse real offers, use the plan finder on this page. For a longer way to price an offer over its whole term, see how to compare NJ electricity rates.