Lumio went bankrupt. What can Lumio customers do now?

No. Lumio filed for Chapter 11 on September 3, 2024, in Delaware. In November 2024, Zeo Energy bought its assets. A liquidating trustee is winding down the rest of the company. Lumio itself is not taking customers or sending crews.

Zeo Energy bought Lumio’s assets in November 2024, through the bankruptcy case. Zeo runs its own solar business, called Sunergy. It said it planned to finish installs that Lumio had promised to customers and lenders. If your install stalled, ask Zeo whether it is finishing yours.

Zeo said it planned to finish installs Lumio had promised to customers and lenders. Contact Zeo to ask if your project is one of them. Ask your lender too, and get dates and answers in writing before any work starts.

Usually, yes. Your loan is with a lender, not Lumio, and the bankruptcy didn’t cancel it. Keep making payments, and ask your lender anything you’re unsure about. Check any new company that contacts you before you change where you pay. Missed payments can hurt your credit.

It depends on which one. Part warranties come from the makers, so they often still count. Lumio’s own install warranty is at risk. Save every repair quote and receipt in case you need them for a claim. Save your contract and serial numbers for any claim.

Lumio’s claims agent, Stretto, runs the case website at cases.stretto.com/Lumio. The case number is 24-11916 in the U.S. Bankruptcy Court for the District of Delaware. You can also search the full case file on PACER. Check your mail for court notices too.

Lumio filed for Chapter 11 bankruptcy on September 3, 2024, in the U.S. Bankruptcy Court for the District of Delaware. It listed between $100 million and $500 million in debts. Zeo Energy bought its assets two months later. A trustee is now winding down what’s left.

A liquidating trustee is the person put in charge of what’s left after a sale. The trustee sells what’s left, brings lawsuits and pays out any money it collects. Lumio’s trustee was still active in 2026. Lumio’s trustee was still active in court in 2026.

Lumio filed as high interest rates and policy changes squeezed home solar sales, Bloomberg reported. It came just weeks after SunPower’s bankruptcy. Lumio had laid off workers in early August 2024, about a month before it filed. Zeo Energy bought its assets that November.

Lumio laid off a wave of workers in early August 2024. It filed for bankruptcy about a month later, on September 3. Layoffs, closed offices and stalled installs are common warning signs. Spot them early, and never pay ahead of the work.

A licensed solar installer or electrician near you. Check their license and record first, and get a written quote. For a failed part, the maker’s warranty may cover it. Ask the installer if they can file the warranty claim for you.

Be careful with anyone who calls you first, asks for money upfront or tells you to pay a new account. Never pay a fee to keep a warranty you already have. Report suspicious offers to your state attorney general. Check any company’s license first.

Yes. Lumio was formed in 2020 from Atlantic Key Energy, DECA, LIFT Energy and Smart Energy Today, Solar Builder reported. If your contract names one of them, this guide applies to you. Check your papers for the lender and equipment brands.

Maybe. When an installer misled you, a lender may share responsibility in some cases. A consumer lawyer can check your loan papers and tell you if you have a claim. Many offer a free first call. Keep paying while you find out.