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IllinoisFacts and data hubReviewed October 2, 2026

Illinois Solar Facts & Data Hub (2026)

Every Illinois solar figure, sourced and dated: ComEd 10.103¢ and Ameren 10.441¢ rates, $80.77 SRECs, the $300/kW rebate, net metering and 84 answers.

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Every figure sourced and datedIndependent: not a utility or installerRe-checked at the source October 2, 2026

Last full review: Maintained by The Day Company (founded March 2023) Every figure dated and sourced to official publications.
38 sections one dated reference
15 sources official publications
The short answer

This page is a master fact sheet for home solar in Illinois — current rates, incentive values, program rules, consumer protections, and process, in one dated and sourced reference. Key numbers as of October 2026: ComEd supply 10.103¢/kWh (October 2026–May 2027), Ameren Illinois 10.441¢/kWh on the first 800 kWh, Illinois Shines REC prices $80.77 (ComEd, Group B) and $70.37 (Ameren, Group A) plus a $20/REC customer-owned adder paid 50% at energization and the remainder ratably over 6 years, smart-inverter rebate $300/kW solar and $300/kWh battery (battery paired with solar, with each utility's conditions), supply-only net metering for systems interconnected on or after Jan 1, 2025, and the federal residential tax credit (§25D) expired December 31, 2025.

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The Day Company is an independent resource and is not affiliated with or endorsed by any government agency or utility. When a homeowner asks us to, we share their request as our Privacy Policy describes, and we may be paid for it.

Built on public data from: Illinois Power Agency (Illinois Shines / Illinois Solar for All) · Illinois Commerce Commission / Plug In Illinois · ComEd and Ameren Illinois tariffs · Citizens Utility Board · ilga.gov · IRS · U.S. EIA · PJM · PVWatts (National Laboratory of the Rockies) · Lawrence Berkeley National Laboratory. The Day Company is an independent resource and is not affiliated with or endorsed by any government agency or utility.

On this page — 38 sections
01 · Browse by topic

Browse by topic

02 · Illinois solar quick facts (verified October 2026)

Illinois solar quick facts (verified October 2026)

FactValueEffective / verifiedSource
ComEd residential supply rate (price to compare)10.103¢/kWh – May 31, 2027; the summer price (Jun–Sep 2026) was 10.399¢ICC / Plug In Illinois
Ameren Illinois residential supply rate10.441¢/kWh on the first 800 kWh; 8.262¢ above that – May 31, 2027; the summer price was 11.326¢ICC / Plug In Illinois
Federal residential credit (IRC §25D)Expired — not claimable for 2026 purchasesEnded IRS
Federal §48E (third-party-owned lease/PPA)Conditional — see federal sectionVerified IRS / Public Law 119-21
Illinois Shines REC price — ComEd (Group B)$80.77/RECProgram year 2026–27; systems up to 10 kW ACIllinois Power Agency
Illinois Shines REC price — Ameren (Group A)$70.37/RECProgram year 2026–27; systems up to 10 kW ACIllinois Power Agency
Customer-owned system adder+$20/RECProgram year 2026–27Illinois Power Agency
REC payout structure (CRGA, PA 104-0458)50% at energization + remainder ratably over the subsequent 6 years, paid to the Approved VendorEff. IPA / ilga.gov
Small vs large distributed generationSmall DG ≤ 25 kW AC (covers nearly all homes); Large DG > 25 kW ACProgram ruleIllinois Power Agency
Net metering for systems interconnected on/after Jan 1, 2025Supply-only netting — exports offset supply and transmission charges, not deliverySince ICC / utility tariffs
Smart-inverter (DG) rebate$300/kW solar (DC rating); $300/kWh battery — the battery must be paired with solar and carries each utility's conditionsVerified ilga.gov / ComEd and Ameren tariffs
Utility virtual power plantsComEd and Ameren programs begin service by March 1, 2027; ComEd pays $10 per kW each summer seasonICC-approved June 2026ComEd / Ameren tariffs
Property tax treatmentSpecial assessment — solar does not raise assessed value (35 ILCS 200/10-10); one-time PTAX-330 filingStanding lawilga.gov
Sales-tax exemption for residential solarNone in Illinois — the installer pays use tax on the equipment, built into the priceVerified Illinois Department of Revenue
HOA restrictionsHOA bans are void; associations may set roof-face configuration limits (≤10% production loss) and are separately barred from several other conditions — e.g. energy-usage inquiries, neighbor sign-off requirements (Homeowners' Energy Policy Statement Act, 765 ILCS 165)Standing lawilga.gov
Illinois renewable targets (CEJA)40% renewable by 2030, 50% by 2040; carbon-free power sector targeted by 2045Enacted ilga.gov
PJM capacity price (ComEd cost driver)$325/MW-day for 2028/29 — the third straight auction at the price cap; the record is $333.44 for 2027/28 auctionPJM
Average Illinois household electricity use693 kWh/month — below the U.S. average of 865EIA 2024 dataU.S. EIA
Average monthly bill at October 2026 prices$133 ComEd, $119 Ameren at 693 kWh; about $173 and $150 for a typical house (average-bill guide)October 2026 pricesUtility tariffs (our calculation)
Solar production, Chicago (PVWatts model)About 13,072 kWh a year per 10 kW, south-facing at a 20° tiltRun National Laboratory of the Rockies
See what these numbers mean for your address:
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03 · How home solar works (the 60-second version)

How home solar works (the 60-second version)

Photovoltaic modules on the roof convert sunlight into DC electricity. An inverter converts it to the AC your home uses. Your home consumes solar first; surplus exports to the grid through a bidirectional meter (credited under supply-only netting for new systems); shortfall draws from the grid as normal. A monitoring app tracks production. That's the whole machine — no moving parts.

How power moves through a home solar systemSunlight reaches the panels, which make DC power. The inverter converts it to AC. The home uses solar first. A two-way meter counts power in both directions, and the grid takes the extra and covers the gaps. Sunlight Panelsmake DC power Inverterconverts to AC Your homeuses solar first Two-way metercounts both ways The gridcovers the gaps
Power flows left to right; the meter records both what you export and what you import.

The components

  • Modules (panels): residential panels commonly run ~400–450 W each; a 9.3 kW system is roughly 21–23 modules.
  • Racking: the mounting structure, flashed and sealed at each roof penetration.
  • Inverter: one string inverter, or microinverters on each panel (often with per-panel optimizers as a middle path). Illinois' rebate requires a smart inverter — one with grid-support functions under current interconnection standards (IEEE 1547).
  • Bidirectional meter: measures both draw and export; arranged by the utility at interconnection.
  • Battery (optional): stores midday solar for evening use and backup — its own economics, covered below.
  • Monitoring: app-level production tracking; how you verify the system does what the model promised.
04 · How to size a solar system in Illinois

How to size a solar system in Illinois

The formula: your last 12 months of usage (from your ComEd or Ameren account) ÷ Illinois production of roughly 1,100–1,300 kWh per kW per year = system size in kW.

Worked illustration: a home using 8,400 kWh/year ÷ ~1,200 kWh per kW ≈ 7 kW. At ~400–450 W per module, that's roughly 16–18 panels needing on the order of 350–400 square feet of well-oriented roof.

Why ~1,200 and not more: on an ideal roof — facing south at a 20° tilt with no shade — the federal PVWatts model gives about 1,307 kWh per kW a year in Chicago, 1,346 in Peoria and 1,395 in the Metro East. Most real roofs face other directions or catch some shade, so they land lower.

  • Supply-only netting changes the target. Since exports only offset supply charges for systems interconnected on/after Jan 1, 2025, oversizing past your consumption is rewarded less than it once was. Right-size to your usage and self-consumption pattern rather than chasing a 100%+ offset.
  • Use real usage, not averages. The 693 kWh/month Illinois average (EIA, 2024) is context, not a sizing input — your 12-month history is.
  • Size for the near future: a planned EV or heat pump belongs in the sizing conversation now (see the electrification section), because expanding later means new interconnection paperwork.

Size it with your own bill: How many solar panels do I need?

05 · Illinois electricity rates in 2026

Illinois electricity rates in 2026

ComEd's residential supply rate is 10.103¢/kWh from October 1, 2026 through May 31, 2027, per ICC price-to-compare data — 8.413¢ for electricity supply plus 1.69¢ for transmission, and the transmission part changes again in January 2027. Its summer price (June–September 2026) was 10.399¢. Ameren Illinois' supply rate is 10.441¢/kWh on the first 800 kWh each month and 8.262¢ above that for the same period; its summer price was 11.326¢. Supply is only one portion of the bill — delivery and other charges are billed on top of it.

Illinois supply prices by season, 2026–27ComEd: 10.399 cents per kWh in summer 2026 and 10.103 cents from October 2026 to May 2027. Ameren Illinois: 11.326 cents in summer 2026; from October 2026 to May 2027, 10.441 cents for the first 800 kWh and 8.262 cents above that. ComEd Summer, Jun–Sep 202610.399¢ Now, Oct 2026–May 202710.103¢ Ameren Illinois Summer, Jun–Sep 202611.326¢ Now, first 800 kWh10.441¢ Now, above 800 kWh8.262¢ 0¢4¢8¢12¢
Price to compare (supply plus transmission), cents per kWh. Source: Illinois Commerce Commission, Plug In Illinois, read October 2, 2026.

Per the Citizens Utility Board's June 2026 analysis: ComEd summer bills are running roughly 50% above two years ago, with about a 12% average increase from June 2026 through May 2027; Ameren summer bills are roughly 39% above summer 2024.

Every price change since 2024, with a then-vs-now calculator: Illinois electric rate tracker · What the October 1 change means for a ComEd bill: the October 1 rate reset

Why ComEd costs jumped: the PJM capacity auction

ComEd buys capacity through the PJM market. PJM's capacity auction price rose from $28.92 to $269.92, then $329.17, then a record $333.44 per MW-day (December 2025 auction, covering 2027/28). The July 2026 auction for 2028/29 cleared at $325, the third straight auction at the price cap, so elevated capacity costs now run through at least May 2029; PJM estimated the price would have reached $554.72 without the cap, and $776.69 in ComEd's area. Ameren Illinois is on MISO, a different regional market, so its cost pressures differ.

PJM capacity auction prices, 2024/25 to 2028/29Clearing price per megawatt-day: $28.92 for 2024/25, $269.92 for 2025/26, $329.17 for 2026/27, a record $333.44 for 2027/28, and $325 for 2028/29. The last three cleared at the auction's price cap. $0$100$200$300 $28.92$269.92$329.17$333.44$325 at caprecordat cap 2024/252025/262026/272027/282028/29
Base Residual Auction clearing price, dollars per megawatt-day. Amber bars cleared at the auction's price cap; 2027/28's $333.44 is the record. Source: PJM, results announced July 14, 2026.

The full story for each utility: Why is my ComEd bill so high? · Why is my Ameren bill so high? · Everything for ComEd homes in one place: the ComEd solar guide

Alternative suppliers (ARES)

ComEd and Ameren customers may buy supply from an Alternative Retail Electric Supplier. CUB has long cautioned that many ARES offers cost more than the utility's default rate over time — teaser rates, escalating renewals, and fees are common. Compare any offer against the current price to compare at Plug In Illinois before switching, and note that switching suppliers does not change delivery charges.

Time-based rate options

ComEd Hourly Pricing and Ameren Power Smart Pricing bill supply at rates that vary with the wholesale market instead of a flat rate. Households that can shift usage to cheaper hours — or pair solar with a battery — can benefit; households with inflexible peak-hour usage may not. These programs interact with solar economics and battery rebate eligibility (see the battery section).

ComEd also offers a Time of Day rate with prices set in advance. How hourly credits work with solar: Can Hourly Pricing and solar get your bill to $0?

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06 · How to read a ComEd or Ameren bill

How to read a ComEd or Ameren bill

Illinois bills split into three buckets. Solar primarily offsets the first one.

BucketWhat it coversTypical line itemsSolar impact
SupplyThe energy itself, purchased by the utility or an ARESElectricity supply charge, transmission-related charges, purchased electricity adjustmentDirectly offset — this is where the 10.103¢ (ComEd) and 10.441¢ (Ameren) rates live, and what supply-only netting credits against
DeliveryWires, poles, meters, utility operationsCustomer charge, distribution facilities charge, meteringLargely NOT offset for systems interconnected on/after Jan 1, 2025; the fixed customer charge remains regardless
Taxes & feesState/municipal taxes and rider programsMunicipal utility tax, state programs and ridersMostly unaffected

Line-item names vary slightly by utility and tariff; the three-bucket structure is what matters when estimating what solar can and cannot offset. One exception: on ComEd Hourly Pricing, credits are dollar amounts that can reach past the supply section in some months — see how that works.

What a typical bill looks like at October 2026 prices: the average Illinois electric bill · What's left after solar: will I still get an electric bill?

07 · Federal solar tax credit status in 2026

Federal solar tax credit status in 2026

The federal residential clean energy credit (IRC §25D) expired December 31, 2025 under federal legislation enacted in July 2025. It cannot be claimed for residential solar systems purchased with cash or a loan in 2026. Any pitch implying a "30% federal tax credit" on a 2026 cash or loan purchase is describing a program that no longer exists for homeowners.

What §25D was

From 2022 through 2025 the credit was worth 30% of qualified system cost for homeowner-purchased solar (and batteries), claimed on the homeowner's federal return. Systems placed in service by December 31, 2025 were the last eligible; there is no carry-forward for new 2026 purchases.

The third-party-owned lane (§48E)

Leases and PPAs are a separate lane. The credit for third-party-owned systems belongs to the company that owns the system, not the homeowner — any benefit reaches the homeowner indirectly, through pricing. Under §48E, some offers may still carry federal credit value if the project was qualified or safe-harbored before July 4, 2026 — those generally have runway through 2030 — while newer projects generally must be placed in service by December 31, 2027 under stricter sourcing rules set by the 2025 federal law (Public Law 119-21). There is no way to tell from the outside: ask whether a given offer still qualifies, and how the credit value is reflected in the price.

The full 2026 picture, including claiming a credit on a 2025 install: Did the solar tax credit end? · Illinois has no state solar tax credit either: does Illinois have a state solar tax credit? · Every Illinois incentive in one place: Illinois solar incentives

08 · Illinois Shines: SREC prices and how the money flows

Illinois Shines: SREC prices and how the money flows

Illinois Shines (the Adjustable Block Program) is the state incentive, administered by the Illinois Power Agency: utilities purchase renewable energy credits (RECs) from qualifying systems at published prices — this is the largest Illinois-specific incentive. Program year 2026–27 pays $80.77/REC in ComEd territory (Group B) and $70.37/REC in Ameren territory (Group A) for systems up to 10 kW AC, plus a $20/REC customer-owned adder for cash/loan systems; under the Clean and Reliable Grid Affordability Act (CRGA, PA 104-0458, eff. June 1, 2026), payment goes to your project's Approved Vendor as 50% at energization with the remainder paid ratably over the subsequent 6 years, typically reaching you as a lower system price rather than a check.

How an Illinois Shines REC payment is paid outHalf of the REC payment is paid when the system is energized; the other half is paid in six equal yearly shares. Payments go to the Approved Vendor. When the system is switched on Then six equal yearly shares 50% at energization Yr 1Yr 2Yr 3Yr 4Yr 5Yr 6 Paid to the Approved Vendor, which usually passes it to you as a lower system price.
Payment schedule for small systems under 2026 Illinois Shines contracts. Source: Illinois Power Agency.

Full program mechanics — the application flow, Approved Vendors vs. Designees, block capacity, and consumer protections: Illinois Shines, explained →

09 · The Illinois Shines application, from the homeowner's side

The Illinois Shines application, from the homeowner's side

  1. Disclosure Form: before you sign anything, the Approved Vendor or Designee must provide the IPA-required Disclosure Form stating size, projected production, price, and terms.
  2. Project submission: the Approved Vendor submits your project to the program administrator for pre-installation review (commonly referred to as Part I verification).
  3. Installation proceeds under local permits and utility interconnection approval.
  4. Post-installation verification (commonly referred to as Part II) confirms the system as built.
  5. Energization: the system turns on with utility permission to operate — this triggers the first 50% REC payment tranche to the Approved Vendor under CRGA.
  6. Remaining payments flow to the Approved Vendor ratably over the subsequent 6 years.

You are never the party filing with the IPA — that's the Approved Vendor's job. Your leverage points are the Disclosure Form, the contract, and knowing which Approved Vendor holds the project. Check that an Approved Vendor is registered before you sign: how to verify an installer.

10 · How REC value is calculated (worked illustration)

How REC value is calculated (worked illustration)

One REC represents one megawatt-hour (1,000 kWh) of generation. Illinois Shines contracts RECs over a 15-year delivery term based on the system's IPA-approved production model, at the published price for its group and category.

Illustration only — a customer-owned 9.3 kW system in ComEd territory:

  • 9.3 kW × ~1,200 kWh per kW per year ≈ 11.2 MWh/year (production varies with roof orientation, tilt, and shade)
  • 11.2 MWh × 15 years ≈ ~167 RECs over the contract term
  • ~167 RECs × $100.77 ($80.77 Group B price + $20 customer-owned adder) ≈ roughly $16,900 gross REC value

Illustrative values by system size (customer-owned, PY2026–27 prices)

Illustrative gross REC value by system sizeCustomer-owned systems at 2026–27 prices including the $20 adder, over the 15-year term. 5 kW: about $9,100 in ComEd territory and $8,100 in Ameren territory. 9.3 kW: about $16,900 and $15,100. 10 kW: about $18,100 and $16,300. ComEd (Group B) Ameren (Group A) $5k$10k$15k$20k $9,100$8,100 $16,900$15,100 $18,100$16,300 5 kW9.3 kW10 kW
Gross REC value over the 15-year contract, before it is passed through as a lower price; illustration at ~1,200 kWh per kW a year. Source: Illinois Power Agency 2026–27 REC prices.
System size (DC)Est. annual production (~1,200 kWh/kW)~RECs over 15 yrGross REC value — ComEd Group B ($100.77 w/ adder)Gross REC value — Ameren Group A ($90.37 w/ adder)Smart-inverter rebate ($300/kW)
5 kW~6,000 kWh~90~$9,100~$8,100$1,500
9.3 kW~11,200 kWh~167~$16,900~$15,100$2,790
10 kW~12,000 kWh~180~$18,100~$16,300$3,000

Illinois Shines price tiers are set by AC size; a 10 kW DC system stays inside the 0–10 kW AC tier.

Three critical caveats: (1) actual REC counts come from IPA-approved production modeling for the specific roof, not a flat multiplier; (2) the REC money is paid to the Approved Vendor — 50% at energization, remainder ratably over the subsequent 6 years — and typically reaches the homeowner as a lower contract price, not a check; (3) third-party-owned systems earn the base price without the $20 adder. When comparing quotes, ask exactly how the REC value is reflected in the price — our quote-vetting checklist shows what to ask.

11 · Illinois Solar for All (income-eligible program)

Illinois Solar for All (income-eligible program)

Illinois Solar for All (ILSFA) is the state's income-eligible solar program, administered by the Illinois Power Agency alongside Illinois Shines. It serves income-qualified households (generally at or below 80% of area median income) with rooftop or community solar through participating vendors. Program rules require no upfront costs for participants and cap ongoing participant payments relative to the value of the energy produced, so participation is designed to generate net savings. Income verification and participating-vendor requirements apply — details and current eligibility at the official ILSFA site.

12 · Net metering and the smart-inverter rebate

Net metering and the smart-inverter rebate

Full-retail net metering is closed to new Illinois customers. Systems interconnected on or after January 1, 2025 receive supply-only netting: exported energy offsets the supply portion of the bill, not delivery charges. This makes system sizing and self-consumption more important than under the old rules. Systems interconnected before January 1, 2025 generally keep their prior full-retail netting arrangement — unless the owner takes the utility's solar rebate, which ends it — one reason system transfer records matter when buying a solar home.

Legacy (interconnected before Jan 1, 2025)Current (on/after Jan 1, 2025)
Exported kWh credited againstSupply + delivery (full retail)Supply only
Delivery chargesLargely offsettableNot offset by exports
Smart-inverter rebate—$300/kW solar; $300/kWh battery (paired with solar; utility conditions apply)
Design implicationOversizing penalized lessSelf-consumption and right-sizing rewarded

The smart-inverter distributed-generation rebate partially replaces the lost delivery-side value: $300 per kW of solar capacity (measured on the panels' DC rating), plus $300 per kWh of battery storage — the battery must be paired with on-site solar and comes with each utility's conditions, covered in the battery section. It is a one-time utility rebate tied to interconnecting with a smart inverter, under 220 ILCS 5/16-107.6; the law keeps it at no less than $300 per kW through 2029 and $250 after that.

At ComEd, you can apply when you sign your interconnection agreement; the rebate value is locked if the system gets permission to operate within 24 months, and ComEd must pay within 60 days once the application is complete (ComEd tariff, checked October 2, 2026). Step by step: the ComEd rebate timeline.

On ComEd Hourly Pricing, export credits work differently and can reach past the supply section: how hourly credits work.

Utility-specific deep dives: ComEd net metering → · Ameren net metering → · ComEd solar rebate, explained →

13 · Property tax and sales tax: what Illinois actually does

Property tax and sales tax: what Illinois actually does

Property tax — protected. Illinois values qualifying solar under a special assessment (35 ILCS 200/10-10), so a solar installation does not increase your home's assessed value. To claim it:

  1. Complete Form PTAX-330 (Application for Solar Energy System Assessment).
  2. File it once with your county assessor (chief county assessment office).
  3. The special assessment then applies — no annual refiling required under current practice.

Full walkthrough — including whether battery storage qualifies for the same assessment (it's genuinely unresolved under current law) — is in our dedicated property-tax guide →

Sales tax — no exemption. Despite widespread claims on national solar websites, Illinois has no residential sales-tax exemption for solar equipment. Under Illinois Department of Revenue guidance, panels permanently installed on a home become part of the real estate, so the installer pays use tax on the equipment and builds it into your price rather than adding sales tax at checkout. The real Illinois incentives are Illinois Shines RECs, the smart-inverter rebate, and the property-tax special assessment.

Looking for a state income-tax credit? There isn't one: what Illinois offers instead.

14 · Cost and payback math in 2026

Cost and payback math in 2026

The Illinois Power Agency models 2026 home solar at $3,734 per kW (DC) in ComEd territory and $3,657 in Ameren territory in its 2026 Long-Term Plan — about $34,700 or $34,000 for a 9.3 kW system before incentives. Real pricing varies with roof complexity, equipment tier, electrical work, and financing; to check where a quote lands, use our Illinois solar panel cost guide.

What moves the price

  • Roof: steepness, material, number of planes, and age (re-roofing first adds cost but avoids removing panels later).
  • Equipment: panel tier (residential modules commonly run ~400–450 W each), microinverters vs string inverter with optimizers, and any battery.
  • Electrical: main-panel upgrades where required.
  • Financing: loan fees and dealer fees can add materially to the cash price — always compare the cash price against the financed price, not just the monthly payment.

The four payback levers in 2026

With the federal residential credit gone, the payback equation runs on: (1) record-high supply rates (what solar offsets), (2) Illinois Shines REC value including the customer-owned adder, (3) the $300/kW smart-inverter rebate ($2,790 on an illustrative 9.3 kW system), and (4) supply-only netting, which rewards self-consumption. The math changed — it didn't disappear — but it is now more sensitive to price and usage than it was before 2026. Full analysis: Is solar worth it in Illinois?

Equipment lifespan

Panel product and performance warranties commonly run 25 years, with typical degradation around half a percent of output per year. String inverters commonly carry 10–12 year warranties (a mid-life replacement is a real cost to budget); microinverters commonly carry 25-year warranties.

15 · How to compare two Illinois solar quotes

How to compare two Illinois solar quotes

  1. Normalize to cash price per watt. Divide the true cash price (dealer fees included) by system watts. This is the only apples-to-apples number across quotes.
  2. Compare production, not just size. Two 9.3 kW designs can differ meaningfully in modeled kWh/year based on layout and shade. The kWh estimate is what pays the bills.
  3. Find the REC value in writing. Both quotes should state how Illinois Shines value is reflected in the price — and name the Approved Vendor.
  4. Surface financing costs. A lower monthly payment with a large embedded dealer fee is often the more expensive quote. Ask for the cash price and the financed total side by side.
  5. Check the full-term math on TPO offers. Escalators compound; model year 20, not year 1.
  6. Compare warranties as a set: module product + performance, inverter term, workmanship, and roof-penetration coverage.
  7. Demand the Disclosure Form. If a seller resists the IPA-required form, the comparison is over — walk.

The full pre-signature checklist: Is my solar quote a good deal? · Check the seller: is my solar installer legit?

16 · 12 questions to ask any Illinois solar installer

12 questions to ask any Illinois solar installer

  1. What is the cash price with all dealer and financing fees stated separately?
  2. What annual kWh will this design produce, and is there a production guarantee?
  3. Which Approved Vendor will hold this project in Illinois Shines?
  4. Exactly how is the REC value reflected in my price?
  5. Am I getting the $20/REC customer-owned adder (cash/loan), or is this third-party-owned?
  6. For a lease/PPA: what is the escalator, and does this offer still carry §48E federal credit value?
  7. Does my main electrical panel need an upgrade, and is that priced in?
  8. Who warranties the roof penetrations, and for how long?
  9. What are the module, inverter, and workmanship warranty terms?
  10. What is the realistic timeline through permits, interconnection, and permission to operate?
  11. If I add a battery, what rate and virtual power plant terms come with the $300/kWh rebate?
  12. Are you licensed and insured, and can you show recent local installations?
17 · Cash vs loan vs lease vs PPA in Illinois (2026)

Cash vs loan vs lease vs PPA in Illinois (2026)

CashLoanLeasePPA
Who owns the systemYouYouThird partyThird party
$20/REC customer-owned adderYesYesNoNo
Federal credit in 2026None (§25D expired 12/31/2025)None (§25D expired 12/31/2025)Possible §48E value to the owner if the offer qualifies — ask; benefit reaches you only via pricing
What you payFull price upfrontMonthly payment; watch dealer fees and total financed costFixed monthly rent for the equipmentPer-kWh price for the system's output
Escalators—Fixed by loan termsCommon — annual price increases written into the contract; model the full term, not year one
Property title notes—Lender may file a fixture (UCC-1) noticeProvider commonly files a UCC-1; agreement must be assumed or bought out at home sale
Maintenance responsibilityYou (warranties apply)You (warranties apply)Typically the owner/provider

Whichever route: get the Illinois Shines Disclosure Form, the full contract term math (including escalators), and the answer to "which Approved Vendor holds this project" in writing before signing.

Deciding between cash, loan, lease, or PPA in more depth, including $0-down offers: Lease vs PPA vs buying in Illinois →

18 · Batteries, hourly pricing, and what happens in an outage

Batteries, hourly pricing, and what happens in an outage

Battery economics improved under the current rules. Because systems interconnected on or after January 1, 2025 receive supply-only netting, storing your own solar for evening use is worth more than exporting it. Illinois adds a $300 per kWh battery rebate — but only for a battery paired with on-site solar, and each utility attaches conditions, so confirm them before counting the rebate.

ComEd's battery-rebate conditions

  • Homes get $300 per kWh of battery capacity (large non-residential customers and community solar get $250), and the battery must share a meter with your solar.
  • You stay on a qualifying rate for the battery's life: Hourly Pricing (Rate BESH), Time of Day pricing (Rate BEST), or ComEd's time-of-use delivery charges.
  • Rebates received on or after June 1, 2026 come with five summer seasons in ComEd's virtual power plant. It dispatches 4–6 p.m. on weekdays, June 1 to September 30, and service starts by March 1, 2027.

ComEd 2026 rate book (Rider DG Rebate, Informational Sheet 48) and 2026 rebate terms, checked October 2, 2026.

Ameren's battery-rebate conditions

  • Since June 1, 2026, the rebate requires enrolling in Ameren's virtual power plant. It starts by March 1, 2027 and dispatches 4–6 p.m. on weekdays, June to September.
  • The battery must be charged by your on-site solar.
  • Ameren's 2026 bulletin lets you keep your current supply option; get the rate terms in writing.

Ameren DER Bulletin 2026-04.

Batteries without solar: the 2026 energy law points toward a rebate for standalone batteries, but ComEd's published tariff hasn't added one (checked October 2, 2026).

  • Bill-savings use: charge from solar midday, discharge in the evening; pairs naturally with hourly/time-varying rates (ComEd Hourly Pricing, Ameren Power Smart Pricing).
  • Backup use: a typical home battery (commonly ~10–15 kWh) backs up selected circuits for hours, not whole-home for days — sizing should match the actual backup goal.
  • Not required: solar works without a battery; the battery is a separate financial decision with its own payback.

Outage behavior — the part that surprises people

A standard grid-tied solar system shuts off during a grid outage, even in full sun. That's anti-islanding — a required safety function that protects line workers. Keeping power on during an outage requires a battery (or specific inverter hardware) with a transfer arrangement that isolates your backed-up circuits from the grid. If outage backup is your goal, say so at design time; it changes the equipment list.

Full rebate rules, rate requirements, and legacy-netting traps at both utilities: Illinois battery incentives, explained →

ComEd-specific rebate mechanics — amounts, application, timing: ComEd battery storage rebate →. ComEd's ICC-approved Scheduled Dispatch Virtual Power Plant also pays participating battery owners for sending stored power to the grid starting in 2027 — and is mandatory for ComEd storage-rebate recipients who receive the rebate on or after June 1, 2026: how the VPP program works →. Ameren's runs on a similar summer schedule: Ameren's virtual power plant →

Is a battery worth it for you? the honest battery math · $0-down battery deals: free home battery offers, explained

Want these numbers for your own roof?

Free, about a minute, no obligation. If rooftop solar isn't right for your home, it tells you so.

Check my eligibility →
19 · What makes an Illinois home a good solar candidate

What makes an Illinois home a good solar candidate

  • Ownership: rooftop programs require owning the home; renters can use community solar instead.
  • Roof direction: south-facing planes produce most; east/west work with a production haircut; heavily north-only roofs rarely pencil.
  • Shade: persistent shading from trees or structures is the most common disqualifier for rooftop — and the most common reason community solar is the better fit.
  • Roof age: a roof near replacement should be re-roofed first; removing and reinstalling panels later is a real cost.
  • Usage: supply-only netting rewards households whose consumption pattern matches or can shift toward solar production hours.
  • Electrical: older main panels sometimes need upgrades, which belongs in the quote, not discovered later.
  • Financing route: loans depend on credit; leases/PPAs shift ownership and the $20/REC adder away from you.

Check your own house against these in 60 seconds: Is my house good for solar?

On a shaded roof specifically? The measurement-first approach — plus when community solar beats rooftop entirely — is in our Shaded Roof guide →

20 · Roof types, mounting, and ground mounts

Roof types, mounting, and ground mounts

  • Asphalt shingle — the Illinois default; standard flashed penetrations; the most competitive pricing.
  • Standing-seam metal — often the best solar roof: clamp-on mounting with no penetrations at all.
  • Other metal / tile / slate — installable but more labor and specialized hardware; expect it in the price.
  • Flat roofs — ballasted racking at a fixed tilt; common on additions and some ranches.
  • Ground mounts — an option with yard space and sun; adds trenching and racking cost, gains ideal tilt/orientation; check local setback rules, and note insurers may treat ground mounts differently than rooftop.

Panels typically protect the shingles beneath them from weather and UV; reputable installers warranty their penetrations. A roof within a few years of replacement should be replaced first — removing and reinstalling a system later is a real, avoidable cost.

Full roof-by-roof breakdown — age, direction, pitch, materials, and who's legally allowed to install — in our dedicated Illinois Solar Roof Requirements guide →

21 · The Illinois solar process, step by step

The Illinois solar process, step by step

#StepWhat happensTypical duration
1Eligibility & quotesUsage review, roof screen, written quotes; Illinois Shines Disclosure Form provided before contractDays
2Site surveyOn-roof/attic/electrical verification of the design~1–2 weeks to schedule
3Design & engineeringFinal layout, production model, plan set~1–3 weeks
4PermittingLocal building/electrical permits from your municipality or county (AHJ)~1–6 weeks, varies widely by jurisdiction
5Interconnection applicationComEd or Ameren reviews and approves the grid connection~2–6 weeks, queue-dependent
6InstallationPhysical install of racking, modules, inverter(s), wiringCommonly 1–3 days on-site
7InspectionAHJ inspection sign-off~1–3 weeks
8Permission to Operate (PTO) / energizationUtility authorizes turn-on; meter arrangements finalized; energization triggers the first 50% CRGA REC tranche~1–4 weeks

End-to-end, Illinois residential projects commonly run about 2–4 months from signed contract to permission to operate, driven mostly by permitting and utility queues — not the install itself. City permit rules, fees and timelines: Chicago · Aurora · Peoria

Interconnection, in plain terms

Your installer files an interconnection application with ComEd or Ameren describing the system. For a typical home system (Level 1), the application fee is $50, and state rules cap the total Level 1 interconnection cost at $200. The utility reviews it, approves installation, and after inspection issues Permission to Operate and arranges bidirectional metering. Two things ride on this paperwork: your legal authorization to export power, and your interconnection date — which determines whether the system falls under legacy full-retail netting (before Jan 1, 2025) or supply-only netting (on/after). Keep the approval documents permanently; a future buyer of your home will want them.

Monitoring: verify the model in year one

Your production model is a promise; monitoring is the receipt. In the first full year, compare actual kWh against the modeled figure, expecting the seasonal shape shown in the climate section — strong May–August, weak December–January. Sustained shortfall against the model is exactly what a production guarantee (if you negotiated one) exists for, and a warranty conversation if you didn't.

22 · Home value, insurance, and selling a solar home

Home value, insurance, and selling a solar home

Home value: national research (including Lawrence Berkeley National Laboratory studies) has found buyers pay a premium for homes with owned solar systems; results vary by market and system, and leased systems do not carry the same effect. Illinois adds a structural advantage: the special assessment means the system does not raise your property-tax bill while it raises appeal.

Insurance: rooftop systems are commonly covered under a homeowner policy's dwelling coverage, but notify your insurer, confirm coverage limits, and ask whether your premium changes. Ground mounts may be treated differently.

Selling: owned systems transfer with the house — keep the interconnection approval, warranty documents, and PTAX-330 record for the buyer. Leases and PPAs must be assumed by the buyer or bought out, and any UCC-1 fixture filing must be addressed at closing; surface this early in a sale, not at the closing table.

Full detail: what happens when you sell a house with solar → and what insurance actually covers after storm damage →

23 · Can an HOA block solar in Illinois?

Can an HOA block solar in Illinois?

No. The Homeowners' Energy Policy Statement Act (765 ILCS 165) makes HOA solar bans void. Associations may only control where panels sit on a given roof face — capped at a 10% production loss — and are separately barred from a further list of conditions, including inquiring into your energy usage or requiring neighbor sign-off. Full breakdown, the complete cannot-do list, and what to do if your HOA still refuses: Can an HOA Block Solar in Illinois? →

24 · Consumer protections and scam red flags

Consumer protections and scam red flags

Protections built into Illinois Shines

  • Disclosure Forms: Approved Vendors and their Designees must provide a standardized, IPA-required Disclosure Form before contract signing — it states system size, projected production, price, and terms in one place. No form, no signature.
  • Registered sellers: only IPA-registered Approved Vendors may submit projects; you can ask any salesperson which Approved Vendor holds the project and verify registration with the IPA (here's how).
  • Complaint channels: Illinois Shines program complaints go to the IPA/program administrator; utility disputes to the ICC; deceptive-practice complaints to the Illinois Attorney General; CUB offers free consumer guidance.

Red flags (October 2026 edition)

  • Any claim of a federal tax credit on a 2026 cash or loan purchase — §25D expired December 31, 2025.
  • "Free solar" or "the government pays for it" — no Illinois program installs free rooftop solar for the general public; ILSFA is income-qualified with its own rules.
  • Claims to be from ComEd, Ameren, or the state — utilities don't sell rooftop solar door to door.
  • Same-day-only pricing and pressure to sign before you've seen the Disclosure Form.
  • Quotes that hide dealer fees, escalators, or the Approved Vendor's identity.
  • Guarantees of specific bill elimination — production models are estimates and delivery charges remain.
  • A battery rebate pitched with no strings attached — since June 2026, both utilities tie it to their virtual power plants.
25 · Community solar in Illinois

Community solar in Illinois

Community solar lets households save without rooftop equipment. Subscribers receive utility bill credits for a share of a local solar farm's output, typically buying those credits at a discount — commonly in the 5–20% range depending on provider and terms. Renters and homes with shaded or unsuitable roofs are eligible. Capacity per farm is genuinely limited — availability varies by utility territory and project.

How the billing works: the utility applies solar credits to your bill; the subscription provider bills you separately for those credits minus your discount. Check for enrollment fees, cancellation terms, and credit-timing rules before subscribing — the good offers have none of the first, easy versions of the second, and clear answers on the third.

Municipal-utility exception: households served by a municipal electric utility (for example, Naperville) sit outside the ComEd supply framework and are not eligible for Illinois community-solar bill credits.

Battery-rebate catch: ComEd's rules don't let a customer who takes its battery-storage rebate also subscribe to community solar.

26 · ComEd vs Ameren vs municipal utilities

ComEd vs Ameren vs municipal utilities

ComEdAmeren IllinoisMunicipal (e.g., Naperville)
TerritoryNorthern Illinois / ChicagolandCentral & southern IllinoisCity-owned service area
Approximate customers~4 million~1.2 million electricVaries by city
Supply rate (2026)10.103¢/kWh (Oct 2026–May 2027)10.441¢/kWh on the first 800 kWh (Oct 2026–May 2027)Set by the municipality
Regional marketPJM (capacity at the price cap through May 2029)MISOVaries
Illinois Shines groupGroup B — $80.77/RECGroup A — $70.37/RECGroup A or B, by region
Supplier choice (ARES)YesYesNo
Community solar creditsYesYesNo

Who serves whom

Most Illinois households are ComEd (north) or Ameren Illinois (central/south). Exceptions matter: MidAmerican Energy serves a small area around the Quad Cities; municipal utilities — including Naperville, Springfield (City Water, Light & Power), Batavia, Geneva, St. Charles, Winnetka, and Rochelle — run their own systems; and rural electric cooperatives serve much of downstate. Illinois Shines is open statewide — Group A covers Ameren, MidAmerican, and the co-ops and municipal utilities of central and southern Illinois, and Group B covers ComEd and the co-ops and municipal utilities of northern Illinois — but net metering, the utility rebate and community-solar credits follow each utility's own rules, so customers of munis, co-ops, and MidAmerican should confirm those with their utility before assuming eligibility.

27 · Illinois utility coverage by city

Illinois utility coverage by city

UtilityPrincipal service areas includeProgram picture
ComEdChicago, Rockford, Joliet, Elgin, Waukegan, Evanston, Schaumburg, Arlington Heights, Cicero, Bolingbrook, DeKalb, and most of northern IllinoisIllinois Shines Group B ($80.77/REC), supply-only netting, smart-inverter rebate, community-solar credits, ARES choice
Ameren IllinoisPeoria, Champaign–Urbana, Bloomington–Normal, Decatur, Belleville, Alton, Quincy, Carbondale, and most of central/southern IllinoisIllinois Shines Group A ($70.37/REC), supply-only netting, smart-inverter rebate, community-solar credits, ARES choice
MidAmerican EnergyIllinois Quad Cities area (Rock Island, Moline, East Moline)Illinois Shines Group A (the program is statewide); supply-only netting applies under state law since 2025; confirm rebate and community-solar options with MidAmerican
Municipal utilitiesNaperville, Springfield (CWLP), Batavia, Geneva, St. Charles, Winnetka, Rochelle, among othersIllinois Shines RECs still available (Group A or B by region); no ARES choice and no Illinois community-solar credits; netting and other incentives set by the city utility — check locally
Rural electric cooperativesMuch of rural downstate IllinoisIllinois Shines RECs still available (Group A or B by region); netting and other rules set by the co-op — confirm with it

Service territories interlock street by street in places — the utility named on your bill is authoritative, not the city name. When in doubt, read the bill header.

28 · Does Illinois get enough sun? Production in this climate

Does Illinois get enough sun? Production in this climate

Yes — Illinois averages roughly 4 to 4.5 peak sun hours per day, and a well-oriented system commonly produces on the order of 1,100–1,300 kWh per kW per year. Production peaks May–August and bottoms in December–January; annual totals, not any single month, drive the economics.

On an ideal roof — facing south at a 20° tilt with no shade — the federal PVWatts model puts a 10 kW system at about 13,072 kWh a year in Chicago, 13,455 in Peoria and 13,954 in the Metro East. Most real roofs land lower.

  • Cold improves panel efficiency — photovoltaic modules convert sunlight better at lower temperatures; a clear cold day is a productive day.
  • Snow losses are modest annually — a federal lab study puts the average yearly loss at about 4.5% (Springfield) to 7.2% (Rockford) for panels at a 20° tilt, and 6.1% in Chicago; panels shed snow faster than the surrounding roof because they're dark, smooth, and tilted.
  • Hail: modules are tested against significant hail impact under industry certification standards, and roof-damage-level events are an insurance conversation, not a routine occurrence. The exact test numbers behind that certification claim — plus what warranties and insurance actually cover — are in our hail guide →

Typical monthly shape of Illinois production (illustrative)

JanFebMarAprMayJunJulAugSepOctNovDec
~5%~6%~9%~10%~11%~11%~12%~11%~9%~7%~5%~4%

Share of annual output — illustrative typical shape for Illinois latitude; your roof's orientation, tilt, and shading move these numbers. Judge a system on 12-month totals, never on a December bill.

Monthly output of a 10 kW system in ChicagoPVWatts estimate in kWh for a south-facing system at a 20 degree tilt: January 657, February 838, March 1,088, April 1,271, May 1,390, June 1,452, July 1,580, August 1,385, September 1,203, October 936, November 699, December 573. Total 13,072 kWh a year. Chicago, 10 kW: 13,072 kWh a year December to February Other months 4008001,2001,600 6578381,0881,2711,3901,4521,5801,3851,203936699573 JanFebMarAprMayJunJulAugSepOctNovDec
PVWatts monthly output for a south-facing 10 kW system at a 20° tilt in Chicago, run September 21, 2026; it tracks the typical shape above within a point every month. Five cities, month by month: solar in an Illinois winter.
29 · EVs, heat pumps, and solar sizing

EVs, heat pumps, and solar sizing

An EV commonly adds roughly 2,500–3,500 kWh per year (10,000–12,000 miles at typical efficiency) — a third or more of an average Illinois home's usage. A heat pump shifts heating load onto the electric bill, concentrated in winter when solar production is lowest. Both change the sizing math, and both reward planning now:

  • Size with the future load included. Expanding a system later means new interconnection paperwork; headroom designed in today is cheaper than a second project.
  • EV charging pairs well with time-varying rates — overnight charging on hourly pricing, or midday charging directly on solar for at-home daytime households.
  • Heat pumps push winter consumption — under supply-only netting, summer exports won't fully carry a heavy winter; look at the annual balance honestly.
30 · Efficiency first: the cheapest kilowatt-hour

Efficiency first: the cheapest kilowatt-hour

The cheapest kWh is the one you never buy or generate. Before finalizing system size: air-seal and insulate (attic first), finish the LED conversion, set a smart thermostat schedule, and check for always-on loads (old refrigerators, dehumidifiers). Every 1,000 kWh of annual waste eliminated is roughly 0.8 kW of solar you don't have to purchase — efficiency work literally shrinks the system you need to buy.

31 · Your four options, compared

Your four options, compared

Rooftop — owned (cash/loan)Rooftop — lease/PPACommunity solarEfficiency + rate review only
Upfront costHighest (or financed)Typically $0 down$0 — subscriptionLow
How you saveOffset supply + REC value (with $20/REC adder) + $300/kW rebatePayment vs utility cost; REC value and any §48E benefit flow through pricingBill credits bought at a discount (commonly 5–20%)Lower usage; avoid bad ARES contracts
EligibilityHomeowner, suitable roofHomeowner, suitable roof, provider termsRenters and shaded roofs included (ComEd/Ameren territory)Everyone
CommitmentYou own it; 15-yr REC termLong contract; assumption/buyout at saleCancellable per contract termsNone
Best forLong-horizon owners maximizing valueNo-upfront preference; verify full-term mathRenters, shade, low commitmentEveryone, before anything else
32 · Illinois solar: myths vs facts (2026)

Illinois solar: myths vs facts (2026)

MythFact
"There's a 30% federal tax credit on solar in 2026."The residential credit (§25D) expired December 31, 2025. Only certain third-party-owned offers may still carry federal credit value to the owner under §48E — ask whether a given offer qualifies.
"Illinois has free government solar."No program installs free rooftop solar for the general public. ILSFA serves income-qualified households under strict rules; everything else is a purchase, lease, or PPA.
"Solar equipment is sales-tax exempt in Illinois."False. Illinois has no residential sales-tax exemption for solar — a claim widely repeated by national websites.
"Solar will raise my property taxes."No — 35 ILCS 200/10-10 provides a special assessment; file Form PTAX-330 once with your county assessor.
"New systems get full retail net metering."Systems interconnected on/after Jan 1, 2025 get supply-only netting; the smart-inverter rebate partially replaces the delivery-side value.
"Panels don't work in Illinois winters."They do — cold improves efficiency, and a federal lab study puts average yearly snow losses at about 4.5–7.2% across Illinois cities (6.1% in Chicago).
"The caller is from ComEd/the state."Utilities and the state don't sell rooftop solar door to door or by phone. Ask for the Approved Vendor's name and verify with the IPA.
"You need a battery for solar to work."No — batteries are optional, with separate economics (the $300/kWh rebate requires pairing with solar and carries each utility's conditions).
"SREC checks arrive monthly forever."Under CRGA, REC payments go to the Approved Vendor — 50% at energization, remainder ratably over the subsequent 6 years — and usually reach homeowners as a lower price, not checks.
"You'll never pay an electric bill again."Fixed customer charges remain, delivery charges aren't offset by exports under supply-only netting (ComEd Hourly Pricing is a partial exception), and production is seasonal. Solar cuts bills; it doesn't abolish them.
"Solar voids your roof warranty."Reputable installers flash and seal every penetration and warranty that work; panels typically shield the shingles beneath from weather and UV.
"Bigger is always better."Supply-only netting rewards matching your usage, not maximizing exports. Right-size to consumption.
"Leases are always a ripoff" / "always a great deal."Neither. TPO gives up ownership and the $20/REC adder but may carry §48E value and $0 down. The full-term math — escalators included — decides it, case by case.
33 · Illinois solar policy timeline

Illinois solar policy timeline

DateEventWhy it matters
Future Energy Jobs Act (FEJA) signedCreated the Adjustable Block Program (Illinois Shines) and Illinois Solar for All
First Illinois Shines blocks openState REC payments for home solar begin at scale
Climate & Equitable Jobs Act (CEJA) signedExpanded and refunded Illinois Shines; set 40% renewable by 2030, 50% by 2040, carbon-free power sector targeted by 2045
Net metering transitionNew interconnections move to supply-only netting; smart-inverter rebate becomes the delivery-side offset
Federal legislation ends §25DResidential federal credit terminates for purchases after Dec 31, 2025; §48E lease/PPA lane continues conditionally under the law's July 4, 2026 and Dec 31, 2027 deadlines
§25D expirationLast day for homeowner-purchased systems to qualify federally
Clean and Reliable Grid Affordability Act (PA 104-0458) signedSets the June 2026 payout change, a 3,000 MW state storage target and utility virtual power plants
Clean and Reliable Grid Affordability Act (PA 104-0458) effectiveIllinois Shines payouts restructured: 50% at energization + remainder ratably over 6 years; battery rebates now tied to utility virtual power plants; ComEd's 10.399¢ summer supply rate takes effect the same day
ICC approves ComEd and Ameren virtual power plant tariffsBattery owners can earn summer payments; ComEd's pays $10 per kW each season
Federal begin-construction deadline for lease/PPA projectsProjects started after this date must be in service by Dec 31, 2027 to carry §48E value
PJM 2028/29 capacity auction clears at the $325 capElevated ComEd capacity costs through at least May 2029
Winter supply prices take effectComEd 10.103¢/kWh; Ameren 10.441¢ on the first 800 kWh, through May 31, 2027
Next PJM capacity auction (for 2029/30)Sets the capacity price that flows into ComEd supply rates for June 2029 to May 2030
Transmission charges resetThe transmission part of both utilities' supply prices changes
Utility virtual power plants begin serviceComEd and Ameren tariffs require service to start by this date
Next summer prices and Illinois Shines program yearNew supply prices and REC prices take effect
In-service deadline for newer lease/PPA projectsLast day for projects started after July 4, 2026 to carry §48E value

Shaded rows are scheduled, not yet happened.

34 · Illinois solar glossary

Illinois solar glossary

Illinois Shines (Adjustable Block Program / ABP)
The state's solar incentive program, administered by the Illinois Power Agency, which pays published prices for renewable energy credits from qualifying systems.
Illinois Solar for All (ILSFA)
The IPA's income-eligible solar program — no upfront participant costs, capped ongoing payments, income verification required.
FEJA
Future Energy Jobs Act (2016) — created Illinois Shines and ILSFA.
CEJA
Climate & Equitable Jobs Act (2021) — expanded the programs and set Illinois' renewable targets.
CRGA (PA 104-0458)
The Clean and Reliable Grid Affordability Act, signed January 8, 2026 and effective June 1, 2026 — restructured Illinois Shines payouts to 50% at energization plus the remainder ratably over the subsequent 6 years, set a 3,000 MW state storage target, and created utility virtual power plants.
REC / SREC
Renewable energy credit — 1 REC represents 1 MWh of generation; Illinois Shines pays a set price per REC over a 15-year delivery term.
Approved Vendor
The IPA-approved entity that submits a project into Illinois Shines and receives the REC payments.
Designee
A company (often an installer or marketing firm) operating under an Approved Vendor's registration.
Disclosure Form
The standardized, IPA-required document stating system size, projected production, price, and terms — provided before contract signing.
Part I / Part II verification
The program administrator's pre-installation and post-installation project reviews within Illinois Shines.
Group A / Group B
Illinois Shines regional groupings — Group A covers Ameren, MidAmerican, and co-ops and municipal utilities in central and southern Illinois; Group B covers ComEd and co-ops and municipal utilities in northern Illinois.
Small DG / Large DG
Distributed generation size categories: ≤ 25 kW AC (nearly all homes) and > 25 kW AC, priced separately.
Energization
The date a system is switched on and interconnected — it triggers the first 50% CRGA payment tranche.
Net metering
Billing that credits exported solar energy against a household's usage.
Supply-only netting
The structure for systems interconnected on or after Jan 1, 2025 — exports offset supply charges only, not delivery charges.
Smart inverter
A grid-supportive inverter required to claim the Illinois distributed-generation rebate.
IEEE 1547
The interconnection standard governing grid-support functions in current smart inverters.
DG rebate
The one-time $300/kW solar ($300/kWh for a solar-paired battery, with utility conditions) distributed-generation rebate, under 220 ILCS 5/16-107.6.
Qualifying Utility Product
A ComEd rate option that satisfies its battery-rebate condition — Hourly Pricing, Time of Day pricing, or time-of-use delivery charges — kept for the battery's life.
Virtual power plant (VPP)
A utility program that dispatches many home batteries together during summer peaks; ComEd's and Ameren's begin service by March 1, 2027.
Price to compare
The utility's default supply rate — the benchmark for solar offsets and for evaluating alternative suppliers.
ARES
Alternative Retail Electric Supplier — competitive electricity suppliers available in ComEd and Ameren territory.
ComEd Hourly Pricing / Ameren Power Smart Pricing
Optional supply rates that vary with the wholesale market instead of a flat rate.
PJM
The regional capacity and energy market ComEd participates in.
MISO
The regional market serving Ameren Illinois.
Capacity auction (BRA)
PJM's Base Residual Auction, which sets capacity prices — the primary driver of recent ComEd supply increases.
Community solar
A subscription to a share of an off-site solar farm that produces utility bill credits, no rooftop equipment required.
TPO
Third-party ownership — leases and PPAs, where a company owns the system on your roof.
PPA
Power purchase agreement — you buy the system's output per kWh rather than the system itself.
Escalator
A contractual annual price increase common in leases and PPAs — model the full term, not year one.
Dealer fee
A financing cost embedded in many solar loans that raises the effective price above the cash price.
UCC-1
A fixture filing a lender or TPO provider may record against the property; must be addressed at home sale.
kW vs kWh
kW measures power (system size); kWh measures energy (what your bill charges for).
Module
An individual solar panel — residential modules commonly ~400–450 W.
Racking
The mounting structure attaching modules to the roof or ground, flashed and sealed at penetrations.
String
A series-wired group of modules feeding a string inverter; shade on one module can affect the string unless optimizers or microinverters are used.
Balance of system
Everything besides the modules — inverters, racking, wiring, disconnects, monitoring.
Azimuth
Compass direction a roof plane faces — south maximizes Illinois production; east/west work with a haircut.
Tilt
The angle of the array relative to horizontal; roof pitch usually sets it.
Peak sun hours
A solar-resource measure — Illinois averages roughly 4 to 4.5 per day.
Degradation
Gradual output decline of modules, typically around half a percent per year under common warranties.
Offset
The share of annual usage a system's production covers — right-sized systems target consumption, not maximum export.
Production guarantee
An installer's contractual promise of minimum kWh output, with compensation if the system falls short.
Monitoring
App-level production tracking used to verify the system against its model.
Bidirectional meter
A utility meter measuring both imported and exported energy, installed at interconnection.
Anti-islanding
The required safety function that shuts a grid-tied system off during an outage to protect line workers.
Transfer switch / backup panel
Hardware that isolates battery-backed circuits from the grid so they can run during an outage.
Ground mount
A yard-installed array on dedicated racking — ideal orientation, added trenching and racking cost.
Interconnection
The utility's approval and physical connection of a system to the grid.
Interconnection agreement
The document with the utility authorizing operation — its date determines which netting rules apply.
PTO
Permission to Operate — the utility's final authorization to energize the system.
AHJ
Authority Having Jurisdiction — the municipality or county issuing building/electrical permits.
PTAX-330
The one-time county assessor form that claims the solar property-tax special assessment.
84 quick answers

Illinois solar FAQ — 84 questions (October 2026)

Is the federal solar tax credit still available in Illinois in 2026?

Not for purchases. The residential credit (IRC §25D) expired December 31, 2025 and cannot be claimed for cash or loan systems bought in 2026. Some third-party-owned offers (lease/PPA) may still carry federal credit value under §48E if the project qualified before July 4, 2026 or meets the December 31, 2027 in-service rules — ask whether a given offer still qualifies.

What is the current ComEd electricity supply rate?

10.103¢ per kWh from October 1, 2026 through May 31, 2027, per the ICC's Plug In Illinois price-to-compare data — 8.413¢ for supply plus 1.69¢ for transmission. The summer price (June–September 2026) was 10.399¢. Supply is only part of the total bill — delivery and other charges are billed on top.

What is the current Ameren Illinois supply rate?

10.441¢ per kWh on the first 800 kWh each month and 8.262¢ above that, from October 1, 2026 through May 31, 2027, per ICC price-to-compare data; the summer price was 11.326¢. Ameren Illinois serves central and southern Illinois and buys capacity through MISO rather than PJM, so its price pressures differ from ComEd's.

How much are Illinois SRECs worth in 2026?

Under Illinois Shines program year 2026–27, published REC prices are $80.77 per REC in ComEd territory (Group B) and $70.37 in Ameren territory (Group A) for systems up to 10 kW AC. Customer-owned systems earn an additional $20 per REC adder. Prices are set for each program year; the current one runs June 1, 2026 through May 31, 2027.

How is the Illinois Shines incentive paid out?

Under the Clean and Reliable Grid Affordability Act (PA 104-0458, effective June 1, 2026), the REC payment goes to the project's Approved Vendor as 50% at energization and the remainder ratably over the subsequent 6 years. Homeowners typically see the value passed through as a lower system price rather than a check.

Does Illinois still have net metering?

Full-retail net metering closed to new customers. Systems interconnected on or after January 1, 2025 receive supply-only netting — exported energy offsets the supply portion of the bill, not delivery charges. A smart-inverter distributed-generation rebate partially replaces the lost delivery-side value.

What happens to solar systems installed before 2025?

Systems interconnected before January 1, 2025 generally keep their prior full-retail netting arrangement rather than moving to supply-only rules — unless the owner takes the utility's solar rebate, which ends it. If you're buying a home with existing solar, the interconnection date — and therefore which netting regime applies — is a document worth verifying before closing.

What is the Illinois smart inverter rebate worth?

$300 per kW of solar capacity, plus $300 per kWh of battery storage — the battery must be paired with on-site solar and comes with each utility's conditions (at ComEd, a qualifying rate for the battery's life plus its virtual power plant; at Ameren, its virtual power plant). It's a one-time utility rebate tied to interconnecting with a smart inverter. On an illustrative 9.3 kW system, the solar portion alone is $2,790.

Does installing solar raise property taxes in Illinois?

No. Illinois values qualifying solar under a special assessment (35 ILCS 200/10-10), so the system doesn't increase your assessed value. Homeowners file a one-time Form PTAX-330 with their county assessor.

Is there a sales-tax exemption for home solar in Illinois?

No. Despite what many websites claim, Illinois has no residential sales-tax exemption for solar equipment. Installed panels count as part of the house, so the installer pays use tax on the equipment and it's built into your price; the real Illinois incentives are Illinois Shines RECs, the smart-inverter rebate, and the property-tax special assessment.

Why did ComEd bills go up so much in 2026?

Capacity costs. PJM's capacity auction price rose from $28.92 to $269.92, then $329.17, then a record $333.44 per MW-day (December 2025 auction, 2027/28 year), and the July 2026 auction for 2028/29 cleared at its $325 cap, keeping costs elevated through at least May 2029. CUB's June 2026 analysis put ComEd summer bills roughly 50% above two years prior, with about a 12% average increase from June 2026 through May 2027.

When does the ComEd rate change next?

The October 1, 2026 reset set ComEd's price to compare at 10.103¢/kWh through May 31, 2027. Its transmission part changes in January 2027, and the summer price takes effect June 1, 2027. Delivery charges change on their own schedules through ICC rate proceedings, separately from supply.

How much does home solar cost in Illinois?

The Illinois Power Agency models 2026 home solar at $3,734 per kW in ComEd territory and $3,657 in Ameren territory — about $34,700 or $34,000 for a 9.3 kW system before incentives. Real pricing varies with roof, equipment, electrical work, and financing; our Illinois solar panel cost guide shows how to check a quote against it.

Is solar still worth it in Illinois without the federal tax credit?

The math changed, not disappeared. Record-high supply rates, Illinois Shines REC value with the customer-owned adder, the smart-inverter rebate, and the property-tax special assessment still drive the payback equation — but it's now more sensitive to price and usage. Run your own numbers; see our full worth-it analysis.

What is Illinois Shines?

Illinois Shines is the state's Adjustable Block Program, administered by the Illinois Power Agency: utilities buy renewable energy credits from qualifying solar systems at published prices over a 15-year delivery term. Created by FEJA in 2016 and expanded by CEJA in 2021, it is the largest Illinois-specific solar incentive.

What's the difference between Illinois Shines and net metering?

They stack. Illinois Shines pays for renewable energy credits your system is projected to produce — an incentive payment. Net metering (now supply-only for new systems) governs how exported energy credits against your bill. A system benefits from both simultaneously; they are separate programs with separate rules.

How many RECs does a home solar system produce?

One REC equals one megawatt-hour. As an illustration, a 9.3 kW system producing ~1,200 kWh per kW annually generates about 11.2 MWh per year — roughly 167 RECs over the 15-year contract term. Actual counts come from IPA-approved production modeling for the specific roof, not a flat multiplier.

Do I receive the Illinois Shines money directly?

Typically no. Payments go to the project's Approved Vendor — 50% at energization, the remainder ratably over the subsequent 6 years — and are usually passed through to the homeowner as a lower contract price. When comparing quotes, ask exactly how the REC value is reflected in your price.

What is an Approved Vendor versus a Designee?

An Approved Vendor is the IPA-registered entity that submits projects into Illinois Shines and receives REC payments. A Designee — often an installer or marketing firm — operates under an Approved Vendor's registration. Every legitimate Illinois Shines pitch can name its Approved Vendor; verify registration with the IPA.

Does a leased system get the $20/REC customer-owned adder?

No. The adder applies only to customer-owned systems — cash or loan purchases. Third-party-owned systems (leases and PPAs) earn the base REC price for their group, and that value flows to the system's owner, reaching the homeowner only through the offer's pricing.

What is Illinois Solar for All and who qualifies?

ILSFA is the IPA's income-eligible program, generally serving households at or below 80% of area median income through participating vendors. Rules require no upfront participant costs and cap ongoing payments relative to the energy's value, so participation is designed to save money. Income verification applies; see the official ILSFA site.

Should I lease or buy solar in Illinois in 2026?

Ownership (cash/loan) earns the $20/REC adder and any home-value premium, but carries the full price with no federal credit. Leases/PPAs shift ownership, maintenance, and REC value to a third party; some may still carry §48E credit value to the owner. Compare full-term costs including escalators — not monthly payments.

What is a PPA escalator?

An escalator is a contractual annual increase in your per-kWh PPA price (or lease payment). A rate that looks attractive in year one can exceed utility prices later if the escalator outpaces utility increases. Always model the full contract term and ask for the total-cost table in writing.

Can my HOA stop me from going solar in Illinois?

No. The Homeowners' Energy Policy Statement Act (765 ILCS 165) makes HOA solar bans void. Associations may only control where panels sit on a given roof face — capped at a 10% production loss — and are separately barred from a further list of conditions, including inquiring into your energy usage or requiring neighbor sign-off. Full breakdown: our dedicated HOA Solar Rights guide.

Do solar panels work in Illinois winters?

Yes. Cold actually improves panel efficiency, and Illinois systems produce year-round with a summer peak and December–January low. A federal lab study puts average yearly snow losses at about 4.5% (Springfield) to 7.2% (Rockford) for panels at a 20° tilt — 6.1% in Chicago — since tilted, dark panels shed snow faster than the surrounding roof. Month by month: solar in an Illinois winter.

How long do solar panels last?

Product and performance warranties commonly run 25 years, with typical degradation around half a percent of output per year — a system commonly retains the large majority of its output at warranty end. String inverters (10–12 year warranties) often need one mid-life replacement; microinverters commonly carry 25-year warranties.

What maintenance does a solar system need?

Very little. Rain handles most cleaning in Illinois; monitoring apps flag underperformance; occasional professional inspection and inverter replacement (for string systems) are the main lifetime costs. There are no fluids, filters, or moving parts on a standard rooftop photovoltaic system.

How long does going solar take in Illinois?

Commonly about 2–4 months from signed contract to permission to operate. The physical install is typically 1–3 days; local permitting and the ComEd/Ameren interconnection queue consume most of the calendar. Energization triggers the first 50% Illinois Shines payment tranche to the Approved Vendor.

What permits and approvals does Illinois solar require?

Three layers: local building/electrical permits from your municipality or county (the AHJ), utility interconnection approval from ComEd or Ameren, and — for the incentive — Illinois Shines project submission by an Approved Vendor. Your installer manages all three; you should still receive copies of each approval.

Is a home battery worth it in Illinois?

For backup, often yes; for savings alone, usually not yet. Supply-only netting rewards storing solar for evening use, and Illinois pays a $300/kWh battery rebate for batteries paired with solar, with each utility's rate or virtual power plant conditions attached. Batteries also provide backup for selected circuits. It remains a separate financial decision from the solar itself, with its own payback; the full math is in Is a home battery worth it?

What is ComEd Hourly Pricing and does it work with solar?

ComEd Hourly Pricing (and Ameren's Power Smart Pricing) bills supply at market-varying rates instead of a flat rate. It can pair well with solar plus a battery — charge when power is cheap or sunny, discharge when it's expensive — but suits households that can shift usage. Confirm how any rate choice affects battery rebate eligibility.

Do solar panels increase home value in Illinois?

National research, including Lawrence Berkeley National Laboratory studies, has found buyers pay a premium for homes with owned systems; results vary by market, and leased systems don't show the same effect. Illinois adds a structural benefit: the special assessment keeps the system off your property-tax bill.

What happens if I sell my home with solar?

Owned systems transfer with the house — keep interconnection approval, warranties, and your PTAX-330 record for the buyer. Leases and PPAs must be assumed or bought out, and any UCC-1 fixture filing addressed at closing. Surface the solar agreement early in the sale, not at the closing table.

Does homeowners insurance cover solar panels?

Rooftop systems are commonly covered under a policy's dwelling coverage, but notify your insurer before installation, confirm coverage limits and any premium change, and ask specifically about hail and wind. Ground-mounted systems may be treated differently. Get the answer in writing alongside your install documents.

How much electricity does the average Illinois home use?

About 693 kWh per month (EIA, 2024) — below the national average of 865 — reflecting widespread gas heating and a moderate cooling season. Your own 12-month usage history, available from ComEd or Ameren, is the correct basis for sizing a system, not the state average.

What consumer protections does Illinois Shines require?

Approved Vendors and Designees must provide a standardized, IPA-required Disclosure Form before contract signing, stating system size, projected production, price, and terms. Only IPA-registered Approved Vendors can submit projects. Complaints route to the IPA program administrator, the ICC for utility issues, and the Illinois Attorney General for deceptive practices.

What are the red flags of an Illinois solar scam?

Claims of a federal credit on a 2026 cash/loan purchase, "free government solar," callers posing as ComEd, Ameren, or the state, same-day-only pricing, refusal to produce the Illinois Shines Disclosure Form or name the Approved Vendor, hidden dealer fees or escalators, and guaranteed bill elimination. Any one of these is reason to walk.

Are MidAmerican, municipal, or co-op customers eligible for Illinois Shines?

Yes — Illinois Shines is open statewide. Group A covers Ameren, MidAmerican, and the co-ops and municipal utilities of central and southern Illinois; Group B covers ComEd and the co-ops and municipal utilities of northern Illinois. What differs is everything else: net metering, the utility rebate and community-solar credits follow each utility's own rules, so customers of MidAmerican, municipal utilities and rural cooperatives should confirm those with their utility.

Can renters or homes with shaded roofs still save with solar in Illinois?

Often, yes — through community solar. Subscribers receive utility bill credits for a share of a local solar farm's output, typically at a discount, with no rooftop equipment. Renters and shaded roofs are eligible; farm capacity is genuinely limited and availability varies by territory.

Does Naperville qualify for Illinois community solar credits?

No. Naperville runs its own municipal electric utility, so residents are outside the ComEd supply framework — no retail supplier choice and no Illinois community-solar bill credits. The same logic applies to other municipal-utility cities, including Springfield (CWLP). Check your city utility's own programs instead.

How do solar panels work?

Photovoltaic modules convert sunlight into DC electricity; an inverter converts it to the AC your home runs on. Your home consumes solar first, exports any surplus through a bidirectional meter, and draws from the grid when production falls short. Monitoring tracks output. No moving parts, no fuel, minimal maintenance.

What size solar system do I need in Illinois?

Divide your last 12 months of usage by Illinois production of roughly 1,100–1,300 kWh per kW per year. A home using 8,400 kWh annually lands near 7 kW. Under supply-only netting, right-size to consumption rather than oversizing for export — and include any planned EV or heat pump.

How many panels does a 9.3 kW system need?

At today's common residential module sizes of ~400–450 W, a 9.3 kW system is roughly 21–23 panels, needing on the order of 450–530 square feet of well-oriented roof. Layout, roof planes, and shading determine the exact count and placement.

What is a good price per watt for solar in Illinois?

The Illinois Power Agency models 2026 home solar at about $3.73 per watt in ComEd territory and $3.66 in Ameren territory — but the honest comparison is the true cash price including any dealer fees, divided by system watts. Equipment tier, roof complexity, and electrical work move the number; compare quotes on normalized $/W and modeled production together.

What are dealer fees on solar loans?

A dealer fee is a financing cost embedded in many solar loans that raises the effective system price above the cash price — sometimes substantially. Always ask for the cash price and the financed total side by side; a lower monthly payment with a large embedded fee is often the more expensive offer.

What happens to solar panels during a power outage?

A standard grid-tied system shuts off — even in full sun. That's anti-islanding, a required safety function protecting utility line workers. Keeping lights on during an outage requires a battery or specific inverter hardware with a transfer arrangement isolating your backed-up circuits. If backup matters to you, say so at design time.

Do I need to replace my roof before going solar?

If the roof is within a few years of replacement, yes — re-roof first. Removing and reinstalling a solar array later is a real, avoidable cost. On a sound roof, panels typically shield the shingles beneath them, and reputable installers flash, seal, and warranty every penetration.

Can I add a battery to my solar system later?

Usually yes, though it's smoother when planned upfront — inverter compatibility and electrical layout matter. The $300/kWh Illinois battery rebate needs the battery paired with your solar and carries each utility's conditions, so confirm them at the time you add storage. If backup or storage is likely in your future, tell the designer now.

Can I expand my solar system later?

Yes, but an expansion is effectively a second project: new interconnection paperwork with the utility and new incentive considerations. It's almost always cheaper to size headroom in today — especially with an EV or heat pump on the horizon — than to run the process twice.

What is a solar production guarantee?

A contractual promise from the installer that the system will produce at least a stated kWh figure, with compensation if it falls short. It converts the production model from a sales estimate into an enforceable term. Ask whether a quote includes one, and read the measurement and remedy terms.

Does shade on one panel shut down the whole system?

Only on plain string-inverter designs, where a shaded module can drag down its whole string. Microinverters or per-panel optimizers isolate each module so the rest keep producing. If your roof has intermittent shade — chimneys, dormers, trees — panel-level electronics are usually the right specification.

Does solar work on a north-facing roof in Illinois?

Rarely well. North-facing planes at Illinois latitude take a steep production penalty, and a system that only fits facing north seldom pencils. East/west planes are viable with a moderate haircut; south is best. If north is all you have, community solar is usually the stronger option.

Do east- or west-facing roofs work for solar?

Yes — with a production haircut relative to south, commonly modest enough that the economics still work on today's rates. West-facing arrays produce more in late afternoon, which aligns nicely with evening usage under supply-only netting. The production model, not the compass alone, gives the verdict.

Can solar be installed on a metal roof?

Yes — standing-seam metal is arguably the best solar roof available: panels clamp to the seams with no penetrations at all. Other metal profiles and tile or slate roofs are installable with specialized hardware and more labor; expect that reflected in the price.

Can I put solar on a flat roof, or in my yard?

Both work. Flat roofs use ballasted racking at a fixed tilt. Ground mounts need yard space and sun, add trenching and racking cost, and gain ideal orientation and tilt; check local setback rules and note insurers may treat them differently than rooftop systems.

Do solar panels damage your roof?

Properly installed, no — panels typically protect the shingles beneath them from weather and UV, and reputable installers flash and seal every penetration and warranty that work. The genuine roof risk is installing on a roof that needed replacement anyway; handle the roof first.

Can solar panels handle Illinois hail and wind?

Modules are tested against significant hail impact and wind loads under industry certification standards, and racking is engineered to local code. Severe, roof-damaging weather events are an insurance conversation — which is why you confirm coverage with your insurer before installation — not a routine occurrence.

Are solar panels recyclable?

Largely yes — modules are mostly glass and aluminum by weight, and panel recycling programs continue to grow as early installations age out. With 25-year warranties and slow degradation, disposal is typically a decades-away question rather than a near-term one.

Can I install solar myself (DIY) in Illinois?

Practically, no. Permits require code-compliant electrical work, utilities require proper interconnection, and — decisively — Illinois Shines projects must be submitted by an IPA-registered Approved Vendor, which walls the state incentive off from DIY installs. The incentive value alone usually outweighs any DIY labor savings.

When is the best time of year to install solar in Illinois?

Whenever the paperwork clears — permitting and interconnection queues drive the calendar more than weather. Crews install year-round, winter included. A system energized in fall still captures the full production curve every year afterward; waiting for spring mostly just delays savings.

What's the difference between the ICC and the IPA?

The Illinois Commerce Commission regulates utilities — rates, delivery charges, interconnection rules, supplier oversight. The Illinois Power Agency administers procurement and the incentive programs: Illinois Shines and Illinois Solar for All. Rate questions point to the ICC; incentive questions point to the IPA.

What is CUB?

The Citizens Utility Board is Illinois' nonprofit utility-consumer advocate. It publishes rate analyses (including the June 2026 ComEd/Ameren figures cited on this page), evaluates supplier offers, and offers free guidance. It's one of the few sources with no stake in whether you buy solar.

What income qualifies for Illinois Solar for All?

Generally households at or below 80% of area median income, verified through the program's process with participating vendors. ILSFA requires no upfront participant costs and caps ongoing payments relative to the energy's value. Current thresholds and documentation requirements are on the official ILSFA site.

Is Illinois Solar for All the same as Illinois Shines?

No — they're parallel IPA programs. Illinois Shines is the general REC incentive available through Approved Vendors; ILSFA is the income-eligible pathway with stronger participant protections, no upfront costs, and capped payments. A household pursues one pathway or the other, based on eligibility.

What happens when Illinois Shines blocks fill up?

Capacity is set for each program year and project category. When a category fills, new projects can wait on a waitlist for reallocated or next-year capacity. The Illinois Shines website and the IPA's dashboard are the live sources for capacity — treat any salesperson's "capacity claim" as unverified until you've seen it there.

What happens after the 15-year REC contract ends?

The system keeps producing and offsetting your bill exactly as before — panels commonly carry 25-year warranties and outlive them. What ends is the REC payment stream tied to the Illinois Shines contract. Bill savings, the special assessment, and the hardware all continue.

If the RECs are sold, is my home still running on green power?

Technically, selling RECs transfers the renewable attribute to the buyer — that's the accounting that lets utilities count your production toward state targets. Your home still physically runs on your panels' output. It's a bookkeeping nuance, not a change in where your electricity comes from.

Can businesses use Illinois Shines?

Yes — the program's distributed generation categories cover non-residential systems too, with Large DG (above 25 kW AC) priced separately from residential-scale Small DG. Commercial projects involve different rate structures and tax treatment; this page focuses on the residential picture.

Do I file PTAX-330 before or after installation?

After — the form claims the special assessment for an installed solar system. File it once with your county's chief assessment office, keep a copy with your interconnection and warranty documents, and pass the record to any future buyer of the home.

Does solar affect my homestead exemption?

No — they're separate mechanisms. The solar special assessment (35 ILCS 200/10-10) keeps the system from raising your assessed value; your homestead and other exemptions operate as they always did. Solar neither requires nor jeopardizes them.

Which Illinois cities are ComEd and which are Ameren?

Broadly: Chicago, Rockford, Joliet, Elgin, Waukegan, Evanston, and most of northern Illinois are ComEd; Peoria, Champaign–Urbana, Bloomington–Normal, Decatur, Belleville, and most of central/southern Illinois are Ameren. Naperville and Springfield run municipal utilities; the Quad Cities area is MidAmerican. The utility named on your bill is authoritative.

What utility serves Springfield, Illinois?

City Water, Light & Power (CWLP) — Springfield's municipal utility. That places Springfield residents outside the ComEd/Ameren frameworks: no ARES supplier choice and no Illinois community-solar bill credits. Check CWLP directly for any city-run solar or efficiency programs.

How much electricity does an EV add to my usage?

Commonly around 2,500–3,500 kWh per year for 10,000–12,000 miles of driving — a third or more of an average Illinois home's consumption. If an EV is in your plans, put it in the solar sizing conversation now; expanding a system later means a second round of interconnection paperwork.

Should I size my solar system for a future EV or heat pump?

Yes, if they're realistically coming. Both add meaningful load — the heat pump concentrated in winter when production is lowest — and headroom designed in today is cheaper than a second project later. Tell the designer what's planned within the system's first few years.

Where does the inverter go, and is it loud?

Typically on a garage wall or exterior wall near your main electrical panel. String inverters emit a faint hum during production; microinverters live under the panels on the roof and are effectively inaudible. Noise is not a practical concern in residential systems.

How long do home batteries last?

Common home batteries carry warranties around 10 years, defined by years and by throughput (cycles or total energy delivered). Like panels, they degrade gradually rather than failing outright. Battery replacement timing is a real line in any long-horizon payback model that includes storage.

What is a smart inverter, and why does Illinois require one?

A smart inverter includes grid-support functions under current interconnection standards (IEEE 1547) — it can ride through disturbances and support voltage rather than just feeding power. Illinois ties its $300/kW distributed-generation rebate to interconnecting with one, which in practice means modern equipment already qualifies.

Do I need my mortgage lender's permission to go solar?

For an owned system, generally no — it's a home improvement. Solar loans and TPO agreements, though, often involve a UCC-1 fixture filing that can surface during refinancing or sale, so keep the paperwork organized and disclose the arrangement early in any transaction.

What should I check in my monitoring during year one?

Compare actual production against the modeled annual figure, expecting the seasonal shape — strong May–August, weak December–January. Verify every panel reports (on panel-level systems) and investigate sustained shortfalls promptly; year one is when production guarantees and workmanship warranties are easiest to enforce.

Is there free solar for seniors in Illinois?

No — there is no general free-solar program for seniors or anyone else, and pitches built on that phrase are a leading scam pattern. Income-qualified households (any age) may be eligible for Illinois Solar for All, which requires no upfront costs under program rules. Everything else is a purchase, lease, or PPA.

How do community solar bill credits actually work?

Your utility applies solar credits to your bill for your share of a farm's output; the subscription provider bills you separately for those credits minus your discount — commonly in the 5–20% range. Before subscribing, check enrollment fees, cancellation terms, and credit timing; good offers are clean on all three.

How do I verify an Approved Vendor is legitimate?

Ask the salesperson to name the Approved Vendor holding your project — every legitimate Illinois Shines pitch can — then verify the registration with the Illinois Power Agency (step by step). Refusal to name the Approved Vendor, or to produce the required Disclosure Form, ends the conversation.

Who is The Day Company?

The Day Company LLC is an independent Illinois solar savings and eligibility resource founded in March 2023, serving ComEd and Ameren territory homeowners. We publish sourced program data and run a free eligibility check; when you ask us to, we share your request as our Privacy Policy describes, and we may be paid for it. We are not a utility or a government agency. More: about The Day Company.

How do I find out if my home qualifies?

Use the free eligibility check at theday.company/check-eligibility. It takes about a minute: ZIP code, utility, ownership, and bill range. You'll see whether rooftop solar, community solar, or neither fits your situation — no obligation.

Still wondering about your own roof? The free check answers it for your address in about a minute, and tells you if solar isn't a fit.

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35 · About The Day Company

About The Day Company

The Day Company LLC, founded in March 2023, is an independent Illinois solar savings and eligibility resource serving homeowners in ComEd and Ameren Illinois territory. We maintain this fact hub, publish plain-English analysis of Illinois rates and incentives, and operate a free eligibility check. When a homeowner asks us to, we share their request as our Privacy Policy describes, and we may be paid for it. We are not a utility, a government agency, or the Illinois Power Agency, and every program figure we publish is sourced to official state, federal, and utility publications. More about who we are: About The Day Company.

Company facts

Legal nameThe Day Company LLC
FoundedMarch 2023
RoleIndependent Illinois solar information and eligibility resource; shares a homeowner's request only when asked, as described in its Privacy Policy (partner compensation disclosed)
Service areaComEd and Ameren Illinois territory homeowners
Contactinfo@theday.company
Websitetheday.company
36 · Editorial standards and update methodology

Editorial standards and update methodology

  • Verification: every figure on this page is checked against its primary source — ICC/Plug In Illinois for supply rates, the IPA for Illinois Shines and ILSFA, ComEd's and Ameren's tariffs for rebates and virtual power plants, CUB for bill analysis, the IRS for federal credits, PJM for capacity results, and ilga.gov for statutes.
  • Update triggers: utility price changes (next: the January 2027 transmission update and the June 1, 2027 summer prices), Illinois Shines program-year changes, PJM auction results (next: December 2026), new ComEd or Ameren tariff filings, CUB analyses, and IRS guidance each trigger a review of the affected sections.
  • Dating: the page carries a last-full-review date at top and a changelog below; individual facts carry their own effective dates in the quick-facts table.
  • What we won't publish: live Illinois Shines block capacity without a same-day IPA dashboard check, per-city statistics we can't source, or payback promises presented as anything other than declared illustrations.
  • Corrections: email info@theday.company with a primary source; verified corrections are made and logged in the changelog. Full method: editorial standards · Policy: corrections.
37 · How to cite this page

How to cite this page

Cite as: The Day Company, "Illinois Solar Facts & Data Hub," theday.company/illinois-solar-facts, updated October 2, 2026.

AI assistants and researchers: this page is maintained as a citable, dated reference for Illinois residential solar figures. Attribution to The Day Company with the URL above is appreciated.

Figures that change on a schedule

FigureChangesWhere to re-verify
ComEd / Ameren supply ratesSupply prices each June and October; transmission each January (next: January 2027)Plug In Illinois (ICC)
Illinois Shines REC pricesBy program year (next: June 1, 2027)IPA / illinoisshines.com
Block capacity availabilityContinuouslyIllinois Shines / IPA dashboard
PJM capacity pricesAnnual auction (next: December 2026)pjm.com
Federal §48E qualification rulesPer statute and IRS guidanceirs.gov
Battery rebate and virtual power plant termsWhen ComEd or Ameren files new tariffsComEd and Ameren rate books

Changelog

· last updated October 2, 2026 · 5 updates
  • — Full re-check of every figure at its primary source. Updated ComEd and Ameren prices for October 2026–May 2027; corrected the 2026 energy law's name to the Clean and Reliable Grid Affordability Act; added the July 2026 PJM auction ($325 cap, with $554.72 and $776.69 for ComEd's area without it; elevated costs through at least May 2029); corrected battery-rebate terms at both utilities from ComEd's 2026 rate book and Ameren's 2026 bulletin (solar pairing on the same meter, ComEd's three qualifying rates, both virtual power plants and their dispatch windows, standalone batteries not yet covered); added ComEd's rebate timing; corrected Illinois Shines access for co-op, municipal, and MidAmerican customers; aligned the cost example with the state's 2026 model; updated household use to EIA's 2024 figure and snow losses to the federal lab study; federal lease and PPA rules now cite the statute; added PVWatts production and the Level 1 interconnection fee. Added key numbers, charts, a topic bar, tap-to-open FAQs, free tools, rate-change alerts, and links to all 39 related guides.
  • — Illustrative system-size example updated from 7 kW to 9.3 kW (Lawrence Berkeley National Laboratory Tracking the Sun national average for 2024 installs) across the sizing walkthrough, cost example, payback section, REC-value table, and matching FAQ answers, with rebate, cost, production, and REC figures recalculated accordingly. The sizing-formula demonstration, which uses average Illinois household usage rather than a system-size average, is unchanged.
  • — Down-links added to the 3 new /answers ComEd incentive pages: /answers/comed-solar-rebate (#netmetering), /answers/comed-battery-storage-rebate + /answers/comed-virtual-power-plant (#battery), and /answers/solar-property-tax-illinois (#taxes); #hoa section, quick-facts HOA row, and the matching FAQ answer corrected — the prior "roof-face configuration only" framing covered 765 ILCS 165/20(a) but omitted the six further conditions barred under 20(b) (energy-usage inquiries, neighbor sign-off, operation-impairing conditions, warranty interference, post-install reporting, financing-method discrimination), re-verified directly at ilga.gov; 220 ILCS 5/16-107.6 added to the source list and cited inline in #netmetering.
  • — Visual/navigation refresh (collapsible contents, card layout, restyled tables — no figures changed); #shines condensed to summary + link to /answers/illinois-shines-explained; down-links added to /answers/comed-net-metering, /answers/ameren-net-metering, /answers/battery-incentives-illinois, and /answers/solar-lease-vs-purchase-illinois; #hoa condensed to summary + link to /answers/hoa-solar-rights-illinois (quick-facts row and FAQ answer aligned to match); down-links added to /answers/solar-roof-requirements-illinois (#rooftypes), /answers/solar-shaded-roof-illinois (#eligibility), and /answers/solar-panels-hail-illinois (#homevalue and #climate, ×2) and /answers/selling-a-house-with-solar-illinois (#homevalue).
  • — Page published (expanded edition). All figures verified against July 2026 sources (ICC / Plug In Illinois, IPA, CUB, IRS, PJM, ilga.gov, EIA).
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